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Updraft: Personal Loan reviews

4.96
Based on 10,954 reviews, last reviewed 20th Apr 2026
374300% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
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0%

Latest highest rating:

5

Fast and efficient service. Fast and efficient service. Easy access to money Reviewed on: 20th April 2026
Laura C's avatar
Laura C

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10954)

Review of the Updraft, Personal Loan:

It was very easy and simple and was explained very w...

5
It was very easy and simple and was explained very well Reviewed on: 21st April 2024

I was really struggling to get a loan to consolidate...

5
I was really struggling to get a loan to consolidate my monthly credit card payments, This was unaffordable for me and was really taking a toll on me mentally, updraft offered me a loan at a competitive rate and reduced my monthly outgoings by around £700 per month into one single payment. What a difference it had made to me, can’t thank them enough for the ease of the process and the change to my life. Reviewed on: 14th March 2024

Quick simple and easy to follow.

5
Quick simple and easy to follow. Interest rates aren’t extortionate. Reviewed on: 14th March 2024

Just a really easy service.

5
Just a really easy service. Very impressive and easy. Reviewed on: 14th March 2024

Best of the best

5
Amazing, helpful, knowledgeable could ask for anymore Reviewed on: 14th March 2024

I have been with updraft for a few years now and hav...

5
I have been with updraft for a few years now and have had previous loans which have been settles and now I have taken a 3rd loan so I am very happy Reviewed on: 14th March 2024

great service

5
The app can be a little confusing but overall, the experience has been great Reviewed on: 14th March 2024

Quick and easy

5
Quick and easy. Good customer service Reviewed on: 14th March 2024

Updraft have been great.

5
Updraft have been great. They have a slick app and offer a very clear customer journey. I was very impressed when I discovered them. Reviewed on: 14th March 2024

Super simple on the app and great customer service

5
Super simple on the app and great customer service Reviewed on: 14th March 2024

Extremely fair product and amazing service

5
Having struggled with my credit rating for a while I was unable to source a loan with a reasonable rate of interest until Updraft. They offered me a very good loan amount at a great interest rate and made the process of acquiring and paying so simple, I will certainly use them over other providers in future! Reviewed on: 14th March 2024