Smart Money People Logo

Updraft: Personal Loan reviews

4.96
Based on 10,463 reviews, last reviewed 5th Mar 2026
326400% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to apply and agree to the loan. Easy to apply and agree to the loan. Haven’t needed to use customer service so can’t give a fair review on that section. Reviewed on: 5th March 2026
N T's avatar
N T

Latest lowest rating:

1

new loan when they shouldn’t have done, le... Gave me a new loan when they shouldn’t have done, led me to believe it was to combine outstanding loan with new one now paying over double what I was ... Read more Reviewed on: 28th February 2026
Chris C's avatar
Chris C

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10463)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

I was Looking for loan and i found updraft on Intern...

5
I was Looking for loan and i found updraft on Internet, honestly i got a loan in minutes they were so fast and i had no hassle. Honestly the best. Reviewed on: 2nd March 2026

Quick and easy service.

5
Quick and easy service. Fast decisions Reviewed on: 2nd March 2026

Great service - received the funds quickly

5
Great service - received the funds quickly Reviewed on: 1st March 2026

easy and quick decision.

5
easy and quick decision. Easy transaction. Reviewed on: 1st March 2026

Very quick process and very reasonable interst rates...

5
Very quick process and very reasonable interst rates with low payments im extremely pleased with the whole process and how quickly i received the money Reviewed on: 1st March 2026

Clear, easy and personal...

5
I found getting a personal loan with Updraft a much easier and stress free experience than I expected. The information was clear, the app was so easy to set up and easy to use. I love that I can track things on the app and that the messages always feel personal rather than a generic response. Reviewed on: 1st March 2026

Very easy fast and good, excellent customer sevice

5
Very easy fast and good, excellent customer sevice Reviewed on: 1st March 2026

Personal experience

5
Felt every ease with any questions or queries I may have Reviewed on: 1st March 2026

I recommended to everyone easy, loved it it's more h...

5
I recommended to everyone easy, loved it it's more helpful and it's helped me to sort my debt out Reviewed on: 1st March 2026

Was so quick and easy

5
Was so quick and easy. Great prices and support Reviewed on: 1st March 2026