Smart Money People Logo

Updraft: Personal Loan reviews

4.96
Based on 10,962 reviews, last reviewed 22nd Apr 2026
375100% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I need a loan and updraft helped so quickly. I need a loan and updraft. Was quick and efficient. Reviewed on: 22nd April 2026
Paige c's avatar
Paige c

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10962)

Review of the Updraft, Personal Loan:

It was very easy and simple and was explained very w...

5
It was very easy and simple and was explained very well Reviewed on: 21st April 2024

Simple and straightforward process

4
Simple and straightforward process Reviewed on: 14th March 2024

Quick, easy, painless, easy to keep track off

5
Quick, easy, painless, easy to keep track off Reviewed on: 14th March 2024

Very straight forward processing.

5
Very straight forward processing. Helpful team who are responsive and the app is excellent for keeping track of where you are with your loan. The luxury of never having to worry about early repayment charges to avoid interest is excellent. Reviewed on: 14th March 2024

Quick and easy application, support very helpful

5
Quick and easy application, support very helpful Reviewed on: 14th March 2024

Very smooth, quick response and very very easy to...

5
Very smooth, quick response and very very easy to aply Reviewed on: 14th March 2024

Straight forward, simple and effective.

5
Straight forward, simple and effective. Great way of clearing debt in an affordable manner! Reviewed on: 14th March 2024

Very quick, efficient service and great communication.

5
Very quick, efficient service and great communication. Reviewed on: 14th March 2024

Really quick and easy to do, can easily see how much...

5
Really quick and easy to do, can easily see how much you have left to pay / upcoming payments. Live chat is extremely useful and helpful quick responses Reviewed on: 14th March 2024

no issues

5
no issues and quick when applying and getting the cash in the bank Reviewed on: 14th March 2024

Love how low the monthly payments are helped me sav...

5
Love how low the monthly payments are helped me save over 500 a month, got me out of A massive hole I didn't think I could get out of. Customer service has also been amazing answering all my questions quickly. Reviewed on: 14th March 2024