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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.96 (10479 reviews)

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4.96

Based on 10,479 reviews, last reviewed 5th Mar 2026

328000% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Great experience- really helpful and informative. Great experience- really helpful and informative. Fast turn around and great app to keep track of everything! Reviewed on: 5th March 2026

Latest lowest rating:

1

new loan when they shouldn’t have done, le... Gave me a new loan when they shouldn’t have done, led me to believe it was to combine outstanding loan with new one now paying over double what I was ... Read more Reviewed on: 28th February 2026

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10479)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Updraft have been amazing.

Updraft have been amazing. I found them through the Credit Karma app, as I was trying to improve my credit rating and consolidate my debt. The application process was so smooth and received my money within a few days. The interest is low compared to other companies and cant fault them. Reviewed on: 1st March 2026

Really easy to use and very good value, interest is...

Really easy to use and very good value, interest is competitive. Would definitely recommend to other people Reviewed on: 1st March 2026

Great communication.

Great communication. Quick access. Supportive staff Reviewed on: 1st March 2026

Excellent service from start to finish.

Excellent service from start to finish. Easy and hassle free Reviewed on: 1st March 2026

Clear, concise and extremely helpful!

Clear, concise and extremely helpful! Reviewed on: 1st March 2026

Updraft accepted me when nobody else would.

Updraft accepted me when nobody else would and give me enough money to play off a portion of my debts, with affordable monthly repayments. Reviewed on: 1st March 2026

Easy transaction and very communicative

Easy transaction and very communicative Reviewed on: 1st March 2026

Great experience really easy and the money was in my...

Great experience really easy and the money was in my account within a couple of days! Reviewed on: 1st March 2026

Ease of use

Easy to apply. Keep you updated throughout the process. Got me out of paying fees for credit cards. Would highly recommend to anyone who wants to try and get on top of their finances. I feel like a weight has been lifted. Reviewed on: 1st March 2026

Gave me a loan to consolidate my debts when nobody e...

Gave me a loan to consolidate my debts when nobody else would, amazing customer service that helped me along the way, and just put my mind at ease overall. Great work, thank you guys! Reviewed on: 1st March 2026

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