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Updraft: Personal Loan reviews

4.96
Based on 11,019 reviews, last reviewed 5th May 2026
380700% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
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96%
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Latest highest rating:

5

Quick and easy application process. Quick and easy application process. Reviewed on: 5th May 2026
Saf A's avatar
Saf A

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (11019)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

They have always been supporting me and offering fin...

5
They have always been supporting me and offering finance when I needed it. I always come back to updraft for all things money and loans! Reviewed on: 14th March 2024

Great, good experience for me.

5
Great, good experience for me. Fast money in my account Reviewed on: 14th March 2024

All was ready to help great service

5
All was ready to help great service Reviewed on: 14th March 2024

Great customer service, easy to use app.

5
Great customer service, easy to use app. Just needs a lower APR and would be perfect! Reviewed on: 14th March 2024

Very good!

5
Very good! Very happy customer! Would not hesitate to use again! Reviewed on: 14th March 2024

Great service with no surprises

5
Great company. I have used Updraft a few times and they have always given me what I needed and allowed me to pay back early without any extra fees. Everything is transparent and clear, and there are no unpleasant surprises with payments or terms and conditions. Reviewed on: 14th March 2024

Very helpful

5
Very helpful, fast reply and will never let you down Reviewed on: 14th March 2024

Great service and communication, easy to navigate an...

5
Great service and communication, easy to navigate and use. Reviewed on: 14th March 2024

Affordable and smart loan

4
Updraft was great for my own situation as it looked at my situation and provided an affordable loan with great terms Reviewed on: 14th March 2024

Really easy to do and simple explanation of costs et...

5
Really easy to do and simple explanation of costs etc, easy app to use and look at what you owe etc clear graphs etc easy to use app. Communication on payments prompt and money came through fast. Far easier than other banking apps Reviewed on: 14th March 2024