Smart Money People Logo

Updraft: Personal Loan reviews

4.96
Based on 10,482 reviews, last reviewed 5th Mar 2026
328300% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good experience, very good responsive employees... Very good experience, very good responsive employees and amazing app Reviewed on: 5th March 2026
Abdullah l's avatar
Abdullah l

Latest lowest rating:

1

new loan when they shouldn’t have done, le... Gave me a new loan when they shouldn’t have done, led me to believe it was to combine outstanding loan with new one now paying over double what I was ... Read more Reviewed on: 28th February 2026
Chris C's avatar
Chris C

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10482)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Great experience really easy and the money was in my...

5
Great experience really easy and the money was in my account within a couple of days! Reviewed on: 1st March 2026

Ease of use

5
Easy to apply. Keep you updated throughout the process. Got me out of paying fees for credit cards. Would highly recommend to anyone who wants to try and get on top of their finances. I feel like a weight has been lifted. Reviewed on: 1st March 2026

Gave me a loan to consolidate my debts when nobody e...

5
Gave me a loan to consolidate my debts when nobody else would, amazing customer service that helped me along the way, and just put my mind at ease overall. Great work, thank you guys! Reviewed on: 1st March 2026

Really helped me lower the interest I was paying.

5
Really helped me lower the interest I was paying. Reviewed on: 1st March 2026

Easy to do easy process easy communication quick pay...

5
Easy to do easy process easy communication quick payment Reviewed on: 1st March 2026

Amazing company .

5
Money came through quick, no hassle. Easy to use website . Reviewed on: 1st March 2026

Seamless process.

5
Seamless process. Great communication. I always receive an email reminding me when payment is due Reviewed on: 1st March 2026

Quick and straight forward service

5
Quick and straight forward service Reviewed on: 1st March 2026

I have had 2 loans with updraft and they are an exce...

5
I have had 2 loans with updraft and they are an excellent company Reviewed on: 1st March 2026

They have really helped me and also quick and easy t...

5
They have really helped me and also quick and easy to do online Reviewed on: 1st March 2026