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Updraft: Personal Loan reviews

4.96
Based on 11,023 reviews, last reviewed 7th May 2026
381100% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
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96%
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Latest highest rating:

5

Great way to consolidate your existing debt Great way to consolidate your existing debt into a much more manageable payment. The customer service I have received has been second to none. Reviewed on: 7th May 2026
Daniel L's avatar
Daniel L

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (11023)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Highly recommended

5
It’s an exceptional lending firm I would recommend it to anyone who is looking for his debt to be paid off Reviewed on: 14th March 2024

Quick and easy.

5
Quick and easy. Excellent customer service and reliability Reviewed on: 14th March 2024

It was so simple and quick "they do what they say on...

5
It was so simple and quick "they do what they say on the Tin" Reviewed on: 14th March 2024

Convenient and quick but maybe a little expensive

4
Convenient and quick but maybe a little expensive Reviewed on: 14th March 2024

Great company, affordable loans

5
Updraft have always been so helpful to me in securing a loan. The APR rates are great and really affordable repayments. I’ve contacted the live chat a few times who were super knowledgable and able to give me the information I needed. Reviewed on: 14th March 2024

Good service and quick responses

5
Good service and quick responses Reviewed on: 14th March 2024

Consolidation loan saved my bacon!

5
I was at my wits end with lots of different credit card debt slowly making my wages seem smaller and smaller. Updraft was the only company that would consider me for a consolidation loan, and gave me the amount I'd need to clear them all, and now I'm paying £330 a month instead of nearly £800! And knowing I'll be debt free in approx four years is a weight off my shoulders. Reviewed on: 14th March 2024

Great help

5
They’ve always been very helpful when I have any queries and also extremely quick stress free process Reviewed on: 14th March 2024

Easy to use app help full, link your account easy to...

5
Easy to use app help full, link your account easy to acess Reviewed on: 14th March 2024

Updraft can be ok but I don't recommend it to anyone.

3
Updraft can be ok but I don't recommend it to anyone. The badgering if you've had some problems. Yes they can be supportive but sometimes it feels like threats than support and this is why I just won't give them a recommendation. For me it was the first time ever getting loan and it's a lesson for me that I won't ever take one out again with someone like updraft or anyone in general. Reviewed on: 14th March 2024