Smart Money People Logo

Updraft: Personal Loan reviews

4.96
Based on 11,023 reviews, last reviewed 7th May 2026
381100% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great way to consolidate your existing debt Great way to consolidate your existing debt into a much more manageable payment. The customer service I have received has been second to none. Reviewed on: 7th May 2026
Daniel L's avatar
Daniel L

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (11023)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Great service - helpful in every way.

5
Great service - helpful in every way. Reviewed on: 14th March 2024

Process was very quick and straightforward

5
Process was very quick and straightforward Reviewed on: 14th March 2024

Great would recommend to others

4
Great easy no fuss no worries with application helpful all the way through money came quick easy to repay extra if needed Reviewed on: 14th March 2024

Brilliant, no hassle

5
I have had two loans so far, both were easy no hassle to set up. All my queries were answered online. I would recommend anyone requiring a loan to try Updraft. Easy to follow app, great to keep track of payments and balances. Reviewed on: 14th March 2024

Very simple app interface and helpful staff!

5
Very simple app interface and helpful staff! The approval process is quick and fair - and they’ve been extremely helpful to me in managing my finances Reviewed on: 14th March 2024

Easy process and fair checks when applying and offer...

5
Easy process and fair checks when applying and offered a fair rate while other firms didn't. The overall process was easy and the app/support is great. Reviewed on: 14th March 2024

Easy to navigate and all interest charges are clear.

5
Easy to navigate and all interest charges are clear. Reviewed on: 14th March 2024

Easy application with good rates

5
Easy application with good rates Reviewed on: 14th March 2024

Quick and easy application process

5
Quick and easy application process Reviewed on: 14th March 2024

Effortless, Highly recommended

5
Was a very smooth and easy experience to apply for a loan, decision was made in no time at all and money through so quick! Never had any issues at all. Reviewed on: 14th March 2024