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Updraft: Personal Loan reviews

4.96
Based on 11,023 reviews, last reviewed 7th May 2026
381100% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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Latest highest rating:

5

Great way to consolidate your existing debt Great way to consolidate your existing debt into a much more manageable payment. The customer service I have received has been second to none. Reviewed on: 7th May 2026
Daniel L's avatar
Daniel L

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (11023)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

I love updraft!

5
I love updraft! I’ve had a loan with them for a couple years and it’s been a great experience. Reviewed on: 14th March 2024

Updraft are the best!

5
It has been nothing other than excellent. Incredibly quick responses on everything and, everything delivered that was promised. Utterly faultless!! Reviewed on: 14th March 2024

Understanding & Non Judgemental

5
Updraft were so understanding with my finances, and really treat me as an individual. There was no shame, and a lot of education without lecturing. I felt listened to and comfortable during the whole process and it lead me to pay off my loan early! Reviewed on: 14th March 2024

Excellent company to seek financial help from.

5
Excellent company to seek financial help from. Reviewed on: 14th March 2024

Easy to apply, money in bank quickly.

5
Easy to apply, money in bank quickly. Easy to pay each month and/or pay early. App is good too Reviewed on: 14th March 2024

Their loan offerings are really transparent and the...

5
Their loan offerings are really transparent and the interest rates are very competitive. They were even receptive to some haggling! Reviewed on: 14th March 2024

Understanding and helpful service

5
They’ve been incredibly understanding and helpful during difficult time. Reviewed on: 14th March 2024

A very simple process

5
A very simple process, information and terms are clear, I've used them a couple times and they are great in support and product Reviewed on: 14th March 2024

Token of Apprication

5
When I requested money , received quickly. Easy to make presettlement. Interest rates are very reasonable for poor credit rating. Reviewed on: 14th March 2024

Easy and fast experience.

5
Easy and fast experience. Great customer service Reviewed on: 12th March 2024