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Updraft: Personal Loan reviews

4.96
Based on 11,023 reviews, last reviewed 7th May 2026
381100% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
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96%
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Latest highest rating:

5

Great way to consolidate your existing debt Great way to consolidate your existing debt into a much more manageable payment. The customer service I have received has been second to none. Reviewed on: 7th May 2026
Daniel L's avatar
Daniel L

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (11023)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Fantastic

5
Awesome no fuss easy to apply would definitely use again Reviewed on: 8th May 2023

Much needed breathing space

5
After falling into the credit card trap, updraft helped me out with a consolidation loan that gave me some much needed breathing space. The process was painless and the money arrived within a couple of hours of applying. Reviewed on: 7th May 2023

Fantastic

5
Low rate loans easy to manage quick payment no quibble quick decision Reviewed on: 4th May 2023

Very helpful

5
Took a personal loan and consolidated my credit cards...now I only make 1 payment per month Reviewed on: 23rd April 2023

Unique, useful and ultimately helpful

5
A great company offering a useful way to help with credit scores and personal debt. Very smooth onboarding process, quick and easy. Highly recommend. Reviewed on: 14th April 2023

Quick and easy

5
Updraft where great setting up the loan and it was quick and easy Reviewed on: 13th April 2023

Fantastic

5
Fast and reliable. A bit slow but still fantastic customer service. Reviewed on: 13th April 2023

Updraft is a plus

5
Updraft has become on one of my favourite lenders since for the first time I had a loan with them. My credit score, finances and savings are at their best. The attention and customer service is like no other. They all very respectful and kind and aware of every of my needs. The interest rate has never been an issue for me with then as I feel supported and always protected with their support. Reviewed on: 13th April 2023

4 years and still loving it

5
I’ve been using updraft for the past few years, and in a world of financial chaos it’s great that there is a company that’s there to help. Seeing their development over the years has been great! They have improved their systems so much that their latest app is great to operate and is very user friendly. They have also introduce their Payce product this year I think is fantastic, giving people flexibility to take control of their finances. I am ALWAYS recommending their services to people I know that will benefit from their product. I cannot wait to see where they take the company and are very deserving of an award and recognition!! Amazing work!! Reviewed on: 13th April 2023

Absolutely amazing

5
Understanding and amazing customer service Reviewed on: 12th April 2023