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Updraft: Personal Loan reviews

4.96
Based on 11,024 reviews, last reviewed 7th May 2026
381200% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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Latest highest rating:

5

Really quick and easy, customer service from Ashley... Really quick and easy, customer service from Ashley has been really good. Reviewed on: 7th May 2026
Jade L's avatar
Jade L

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (11024)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Very easy!

5
Smooth process and very easy. I got my loan really quick, paid off my debt in one sum which alleviates my anxiety! Reviewed on: 11th April 2023

Helpful and easy

5
Application was very easy and quite organised. It was very helpful to have one lower payment each month instead of paying off 4-5 credit cards each month. Love the fact I can pay more when I happen to have extra money. I would definitely recommend to everyone. Reviewed on: 11th April 2023

Smooth application

5
Really easy application and great customer service Reviewed on: 11th April 2023

Fast helpful and easy to use

5
A very good experience and very easy to use Reviewed on: 11th April 2023

Easy to use

5
Easy to use especially for people with lower credit scores. When I was poorly over Christmas and was unable to access my accounts and missed payments, the team was very helpful in helping me resolve this and gave me the the space to sort out the missed payments separately to my monthly payment. The really did prevent me having a financial meltdown over this. Reviewed on: 11th April 2023

Worry no more!

5
Updraft has definitely made my finances much better- they helped me during my dire situations and I couldn’t have asked for a better solution maker! Reviewed on: 11th April 2023

Updraft is a humanitarian company

5
Updraft understands life. A very 21 century company. No judgement. No bureaucracy. I appreciate it’s a company to make profit, and rates are high, but they have a human touch and are considerate. Well done Updraft. All the best. Reviewed on: 11th April 2023

On the up with updraft

5
First class service customer support second to none highly recommended Reviewed on: 11th April 2023

Absolutely amazing

5
Easy and straightforward borrowing plain and simple and good rates too Reviewed on: 11th April 2023

I recommend for everyone

5
If I can I will can take one more loan Reviewed on: 11th April 2023