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Updraft: Personal Loan reviews

4.88
Based on 11,078 reviews, last reviewed 21st Jun 2026
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy & super helpful. Easy & super helpful. In app makes it easy to organise finances Reviewed on: 21st June 2026
LRL's avatar
LRL

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (11078)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

The company that applies rational not algorithms

5
the company bases its decisions on differing factors to others, this enables them to lend credit to perfectly safe customers who would otherwise not be able to achieve the credit. Reviewed on: 11th April 2023

Top marks

5
Easy and fast process. Very customer friendly. Great iPhone app Reviewed on: 11th April 2023

Lifesavers

5
Had all my overdrafts cleared and put into one affordable monthly payment. Absolute lifesavers and i can finally make a budget so i can get my finances back on track Reviewed on: 11th April 2023

Great service

5
When things were going so badly for me I was struggling financially after having 2strokes, I applied to updraft and was helped in getting my personal loan glad to say they were my godsend Reviewed on: 11th April 2023

Excellent customer service

5
Everyone that I have dealt with at updraft has been so helpful and have answered all my questions quickly and precisely. Reviewed on: 11th April 2023

Timely

5
Very convenient. Helpful. Kind staff Reviewed on: 11th April 2023

Helpfull

5
Easy to manage account, great APR in comparison to other providers. Reviewed on: 11th April 2023

Straightforward Loan Process

5
Easy to use app, able to track my payments, make overpayments and keep an eye on my credit score all in one place Reviewed on: 11th April 2023

Great company

5
Everything was straight forward Reviewed on: 11th April 2023

Quick, easy and competative

5
Really easy to apply and a quick decision given there and then. Updraft makes the whole process so easy. If you need a loan give them a try. Reviewed on: 11th April 2023