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Updraft: Personal Loan reviews

4.96
Based on 10,485 reviews, last reviewed 6th Mar 2026
328500% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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Latest highest rating:

5

My application was dealt with promptly My application was dealt with promptly Reviewed on: 6th March 2026
Dawn P's avatar
Dawn P

Latest lowest rating:

1

new loan when they shouldn’t have done, le... Gave me a new loan when they shouldn’t have done, led me to believe it was to combine outstanding loan with new one now paying over double what I was ... Read more Reviewed on: 28th February 2026
Chris C's avatar
Chris C

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10485)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Quick and Easy application process

5
Easy application process and quick decision received Reviewed on: 1st March 2026

Very good, clear communications and reasonable rates

5
Very good, clear communications and reasonable rates Reviewed on: 1st March 2026

Excellent speed and customer service

5
Excellent speed and customer service Reviewed on: 1st March 2026

Highly recommend .

5
The process was easy smooth and simple. No back and forth with endless requests for additional information, Reviewed on: 1st March 2026

Very easy to get a loan and manage it.

5
Very easy to get a loan and manage it. Staff are very helpful and friendly Reviewed on: 1st March 2026

Excellent!

5
Very Quick and easy to use and great value for money would definitely recommend to family and friends Reviewed on: 1st March 2026

Quick, no fuss and excellent support.

5
Quick, no fuss and excellent support. Reviewed on: 1st March 2026

Efficient loans, quick turnaround

5
Efficient loans, quick turnaround Reviewed on: 1st March 2026

Neutral experience - customer service is good howeve...

4
Neutral experience - customer service is good however the interface sometimes doesn’t work or prompts are hard to find. Chat isn’t immediate. Reviewed on: 1st March 2026

Amazing value and easy and straight forward

5
Amazing value and easy and straight forward Reviewed on: 1st March 2026