Paid advertisement
Smart Money People Logo
Newsletter

Updraft: Personal Loan reviews

4.88
Based on 11,078 reviews, last reviewed 21st Jun 2026
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy & super helpful. Easy & super helpful. In app makes it easy to organise finances Reviewed on: 21st June 2026
LRL's avatar
LRL

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (11078)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Way to get off from debts

5
Thanks for updraft for making my life easier Reviewed on: 11th April 2023

Really straight forward

5
Customer service is always the best Reviewed on: 11th April 2023

5 stars

5
Updraft were so helpful right from the start and after some excellent customer service managed to put my money worries and troubles at bay. Since becoming an updraft customer I have been able to manage my money better and get back on track. Now I’m in a position to make extra payments. Without them not sure what I would have done Reviewed on: 11th April 2023

Perfect solution for clearing credit card debt

5
Really easy to apply and consolidate credit card debt into one monthly payment and a significantly lower interest rate. Very helpful staff. Feels great to see credit card debt shrinking. Reviewed on: 11th April 2023

Great service!

5
I am grateful for updraft, even when I’ve been struggling, they’ve been accommodating and understanding which is a massive help. Personally, I’m very thankful as updraft helped me when I needed it. Reviewed on: 11th April 2023

Best there is

5
I was stuck on my repayments for my credit cards Once i saw this that was it applied straight away without thinking twice that this will help me Reviewed on: 11th April 2023

Excellent communication and upfront

5
Updraft we’re upfront with all money due from the start Communications we’re quick with any questions wanted answered. Would use again and recommend them highly . Reviewed on: 11th April 2023

Super efficient

5
Had previous dealings with updraft. Great customer service & fast response times to decisions. Highly effective in the moment service and always at hand. Recommend each and every time for your financial needs! Reviewed on: 11th April 2023

Excellent

5
Updraft has helped me keep an eye on my credit rating and taught me what to do to increase. I can track all my borrowing easily and at any time Reviewed on: 11th April 2023

Amazing

5
Simple straightforward process to apply & manage the loan. Reviewed on: 11th April 2023