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Updraft: Personal Loan reviews

View other Updraft products
4.88
Based on 11,078 reviews, last reviewed 21st Jun 2026
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy & super helpful. Easy & super helpful. In app makes it easy to organise finances Reviewed on: 21st June 2026
LRL's avatar
LRL

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B
Read all reviews See your review

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (11078)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023
Louise Nightingale's avatar
Louise Nightingale

Fantastic service

5
Updraft have helped me sort my finances out and save me money, would recommend updraft to anyone who has credit cards. First class service. Reviewed on: 11th April 2023
Miss Clare Bennett 's avatar
Miss Clare Bennett

Best service

5
The service is great. Easily process , quick and simple when you need a loan. The app is easy to follow and makes keeping up to date with your finances easy. Thank You Reviewed on: 11th April 2023
Bethany Munn's avatar
Bethany Munn

Great All Round Service

5
Updraft have been very good with ongoing communication, help and support Reviewed on: 11th April 2023
Tina Gale's avatar
Tina Gale

Easy process

5
Very transparent and quick process to get a personal loan, chat has been really helpful too and they actually seem interested to help you lower your rates in the future. Reviewed on: 11th April 2023
Jonas's avatar
Jonas

Better than I was expecting

5
Very easy to apply and very helpful. Would recommend to others Reviewed on: 11th April 2023
Stacey Bennett's avatar
Stacey Bennett

Fast and easy

5
Application was easy and fast. Plus the terms of the agreement is easy to understand and the best offers are made. Two thumbs up. Reviewed on: 11th April 2023
Pj's avatar
Pj

Fantastic service

5
Great service, great customer service, great App Reviewed on: 11th April 2023
Simon's avatar
Simon

Lifesaver

5
So glad I found updraft, so easy to use and it's took a massive weight of my shoulders. Debts feel much more manageable, interest rate is also reasonable incomparison to what I was paying with credit cards. Would definitely recommend Reviewed on: 11th April 2023
Jade's avatar
Jade

Fab bank with great service

5
A Customer-centric bank. Would 100% recommend Reviewed on: 11th April 2023
Clare Willaghan's avatar
Clare Willaghan

Comparatively low interest loan offering

4
Offered me a very useful loan to pay off more expensive credit cards with. No issues, seamless service. Would recommend. Reviewed on: 11th April 2023
Jack Crossley's avatar
Jack Crossley

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