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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.88 (11078 reviews)

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4.88

Based on 11,078 reviews, last reviewed 21st Jun 2026

91% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Easy & super helpful. Easy & super helpful. In app makes it easy to organise finances Reviewed on: 21st June 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Awards

Best personal finance app 2026

Awarded to the personal finance app provider rated highest in customer reviews.

Updraft Personal Loan reviews (11078)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Easy process

From application to approval, it took less than a day. It's a great product for debt consolidation and the team are so very helpful. Reviewed on: 11th April 2023

Awesome service

They have been helpful to me and i am so glad ive found updraft Reviewed on: 11th April 2023

Life saver

easy to apply and make money management simple Reviewed on: 11th April 2023

Would definitely recommend

I have tried updraft a while ago, and I was surprised how easy it was to secure a personal loan. Compare to other companies I have used, I would say that Updraft did it the best. Reviewed on: 11th April 2023

Easy, friendly and quick

Really easy process to apply and get approved. The app is great and shows you exactly where you are with your loan. Would definitely recommend. Reviewed on: 11th April 2023

Great service

I would highly recommend updraft to anyone looking to help payoff their credit cards - great service! Reviewed on: 11th April 2023

Easy access to money when it was really needed

The process was easy and making repayments was easier Reviewed on: 11th April 2023

A loan to support your needs

I applied for the loan hassel free and got sent to my account the very next day! how convenient. Reviewed on: 11th April 2023

A Decent Way to lend

A nice option to get some breathing room, especially given the lower interest rates often available. Making top up payments is generally problem free and the key information is clear. The app, while usable enough, could feel a bit sleeker with how the variety of options are laid out. Reviewed on: 11th April 2023

Easy peasy

It's all Just easy and has made things so much better. Reviewed on: 11th April 2023

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