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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.88 (11079 reviews)

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4.88

Based on 11,079 reviews, last reviewed 1st Jul 2026

94% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Simple and easy to use no hassle Simple and easy to use no hassle Reviewed on: 1st July 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Awards

Best personal finance app 2026

Awarded to the personal finance app provider rated highest in customer reviews.

Updraft Personal Loan reviews (11079)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Simple and easy

Great customer service, excellent interface and upfront honesty. Can not recommend Updraft highly enough. Reviewed on: 11th April 2023

Hassle free application

Needed a loan to consolidate a few payments and needed extra funds towards my up coming wedding. The application was easy to understand and very thorough and got a decision within an hour! Very happy and would definitely use them again. Reviewed on: 11th April 2023

Amazing and helpful

I have been saving for a while now and Moneybox is super easy and helpful on the chat when I need help Reviewed on: 11th April 2023

Helpful

Quick and helpful always there to answer questions if needed Reviewed on: 11th April 2023

Highly recommend

Really easy to set up the loan. You can view everything and keep up to date through the app. Any query you have you can ask on the chat and someone will help you straight away. Reviewed on: 11th April 2023

Friendly, Fast & Efficient!

The Updraft team were really fast at processing my application, they were really good with communication, fast to respond and the whole process was extremely smooth. The loan has really helped me out in clearing debt and saved me money on what I would have had to pay in interest. I’ve recommended them to friends & I will keep doing so Reviewed on: 11th April 2023

Amazing, quick & efficient!

Updraft is amazing, quick & efficient. I have already referred people over. Fast decisions, and in your account before you know it. Reviewed on: 11th April 2023

Excellent company

Excellent company. Quick and easy to apply and no hidden fees. Reviewed on: 11th April 2023

Great and quick service

Updraft have been brilliant. A smooth to use app Reviewed on: 11th April 2023

Very easy

Excellent idea and a great help for people Reviewed on: 11th April 2023

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