Smart Money People Logo
Go to business site
Share this page
Link copied

Updraft: Personal Loan reviews

View other Updraft products
4.96
Based on 11,038 reviews, last reviewed 11th May 2026
382600% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’ve had 3 loans with them so far and no issues with... I’ve had 3 loans with them so far and no issues with any of them. Great deals, great customer service Reviewed on: 11th May 2026
Vicki N's avatar
Vicki N

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B
Read all reviews See your review

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (11038)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023
Louise Nightingale's avatar
Louise Nightingale

A perfect service

5
I applied for a loan to consolidate my debts (mostly high apr credit cards) after my bank said no . After filling in the easy online application form this was approved and money was available within a few days saving me £100’s would recommend this company to anyone Reviewed on: 11th April 2023
Simon parker's avatar
Simon parker

Great service

5
Quick & very good rates - a great service I would thoroughly recommend updraft Reviewed on: 11th April 2023
M oconnor 's avatar
M oconnor

No hassle

5
I didn’t feel judge or pressured. Great service Reviewed on: 11th April 2023
Sonia 's avatar
Sonia

What an awesome service

5
This company made helping me get a loan a stress free experience. Every process was easy to understand and complete. And the results were processed quickly. That’s to them I am now able to relax and no longer stress about my previous debt as it’s now manageable payments. Reviewed on: 11th April 2023
Lisa Metcalfe's avatar
Lisa Metcalfe

Tip Top Comms!

4
The team at updraft are so helpful and always quick to respond to any query! Reviewed on: 11th April 2023
Jordan Smith's avatar
Jordan Smith

Awesome service

5
great communication and service. would highly recommend Reviewed on: 11th April 2023
Liam Delahunty's avatar
Liam Delahunty

Easy to use app, simple application and competitive rates

5
I tried updraft after first approaching my bank, the application was straightforward, got a quick decision and customer service was great. Reviewed on: 11th April 2023
Rich's avatar
Rich

Great service

5
Quick and easy to apply. Great customer service, helpful and approachable. Reviewed on: 11th April 2023
Michaela Francioli's avatar
Michaela Francioli

Fast, effective and reliable service

5
The staff were friendly and very knowledgeable. They helped me get what I needed while ensuring it met my financial needs Reviewed on: 11th April 2023
David McKenna's avatar
David McKenna

Easy peasy

5
Being stressed out by my finances was a norm. Did not think anyone could help..and then i discovered Updraft and suddenly for the first time i feel i am in control of my finances. Set up was quick and easy and at no point was i made feel like failure for not managing my money better. Life is great now, thank you Updraft Reviewed on: 11th April 2023
Miluska Blablabla's avatar
Miluska Blablabla

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill