Smart Money People Logo

Updraft: Personal Loan reviews

4.96
Based on 11,039 reviews, last reviewed 11th May 2026
382700% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Quick and east to set up and at a decent... Quick and east to set up and at a decent repayment rate Reviewed on: 11th May 2026
Trevor G's avatar
Trevor G

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (11039)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Straight forward, professional and easy

5
Great app and platform to help with finances. Reviewed on: 11th April 2023

Amazing service.

5
Updraft is an excellent company. The detail and help/ advice given was very easy to understand and clear. Their app helps you view your loan and account at anytime. I would highly recommend them to anyone. Reviewed on: 11th April 2023

Fantastic finance digital app

5
Really good user experience. Straight forward and simple. No complaints Reviewed on: 11th April 2023

Easy and quick

5
Very friendly service and very simple, quick and easy to sort. Reviewed on: 11th April 2023

Great!

5
Great customer service and very transparent Reviewed on: 11th April 2023

Easy, simple, online

5
Great app with an easy and smooth process Reviewed on: 11th April 2023

Quick easy friendly

5
Very easy and friendly to deal with Reviewed on: 11th April 2023

Great customer service.

5
Really painless experience working with updraft. Great app too. Highly recommended Reviewed on: 11th April 2023

Beautiful relief and new way to repay!

5
Beautiful relief and new way to repay! some large bill have been spread across a few months to give welcome relief with soaring utilities. Cheerful and upbeat support, highly recommended service. Reviewed on: 11th April 2023

Quick, efficient company!

5
Updraft are the best banking service I have come across! Quick, efficient service. App is easy to manage and have a responsive online chat service who resolve any concerns asap! Could not be happier! Reviewed on: 11th April 2023