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Updraft: Personal Loan reviews

4.96
Based on 11,039 reviews, last reviewed 11th May 2026
382700% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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Latest highest rating:

5

Quick and east to set up and at a decent... Quick and east to set up and at a decent repayment rate Reviewed on: 11th May 2026
Trevor G's avatar
Trevor G

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (11039)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Great

5
Would definitely recommend they’ve been super helpful Reviewed on: 11th April 2023

Excellent service

5
The service was very easy to use and support throughout process. Reviewed on: 11th April 2023

Fantastic!

5
Easy set up with great customer service. It’s the easiest way to consolidate debts. Reviewed on: 11th April 2023

Good service

5
Excellent service and help us to pay my debt Reviewed on: 11th April 2023

Very good

5
Very easy and accessible application with the feature to help track my credit score and improve it Reviewed on: 11th April 2023

Great loan, and great people

5
Updrafts personal loan , was easy to understand, and how much the monthly payments were making my life a lot better in the process Reviewed on: 11th April 2023

Easy to apply and very helpful

5
I've been using Updraft for just over 6 months, and in this time they have helped me massively reduce my monthly credit cards repayments. Still working on improving that credit score, but at least now I have some breathing space I didn't have before! The application was simple and the approval decision was very quick. Reviewed on: 11th April 2023

Updraft - The Loan experts

5
My experience with updraft has been nothing but positive - helping consolidate my finances and manage my spend in the most efficient manner. Reducing multiple payments with multiple interest rates down to one fixed monthly plan and cost. For anyone requiring the most simplistic way to consolidate debt at a reasonable cost, Updraft offers just that. Reviewed on: 11th April 2023

Awesome company

5
I had some expensive loans and updraft enabled me to refi at a much better rate, and with outstanding customer service. I was able to fully pay the loan back when I came into some funds and it was super quick and easy. Would highly recommend them Reviewed on: 11th April 2023

Helpful and easy company to deal with

5
Updraft made my finances easier to handle and we’re very helpful with my questions Reviewed on: 11th April 2023