Smart Money People Logo

Updraft: Personal Loan reviews

4.96
Based on 11,039 reviews, last reviewed 11th May 2026
382700% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Quick and east to set up and at a decent... Quick and east to set up and at a decent repayment rate Reviewed on: 11th May 2026
Trevor G's avatar
Trevor G

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (11039)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Simple and straightforward

4
The user experience and customer service experience was simple and straightforward to understand and use Would highly recommend Reviewed on: 11th April 2023

Lifeline

5
Updraft has been a lifeline for me. It has abled me to sort my debts into one affordable payment Reviewed on: 11th April 2023

Great company

5
So easy to deal with. Simple straight forward process and everything is transparent so it’s easy to keep on track. Reviewed on: 11th April 2023

Best loan company

5
Updraft is a great loan company at a great interest rate i would suggest them to everyone Reviewed on: 11th April 2023

A life saver!

5
Updraft helped me out when I was refused in different avenues, it really helped me sort my finances out Reviewed on: 11th April 2023

Best place for loans

5
It’s amazing service to help with money and debt repayments Reviewed on: 11th April 2023

Easy as pie!

5
Easy to apply and money arrived quick. Would reccommend. Reviewed on: 11th April 2023

Excellent all round

5
Very easy process from start to finish Reviewed on: 11th April 2023

Updraft is king of credit

5
I used Updraft to escape from my overdraft and overwhelming credit card charges. I would recommend Updraft to a friend in a heartbeat. Reviewed on: 11th April 2023

Amazing customer service

5
This app based bank has made it easy for people to consolidate their debts and help rebuild your credit. I've recommended this service to my sister who has now taken out a loan to reduce her debts. Reviewed on: 11th April 2023