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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.88 (11079 reviews)

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4.88

Based on 11,079 reviews, last reviewed 1st Jul 2026

94% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Simple and easy to use no hassle Simple and easy to use no hassle Reviewed on: 1st July 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

Read all reviews See your review

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Awards

Best personal finance app 2026

Awarded to the personal finance app provider rated highest in customer reviews.

Updraft Personal Loan reviews (11079)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Life Changing

Updraft was super easy, user friendly to even those that are not tech savvy to be able to apply for a loan - this has helped me get out of debt so much quicker if I hadn’t consolidated using Updraft! Thankyou! Reviewed on: 11th April 2023

Strongly recommend

I have 2 loan with Updraft and never had any issue Reviewed on: 11th April 2023

Great service

Everything was really easy to get organised, the staff were extremely friendly and helpful and it has helped me with my credit cards which was the aim. Would recommend! The app is also very useful for keeping track of things. Reviewed on: 11th April 2023

Easy service

Very friendly and easy customer service! Reviewed on: 11th April 2023

Useful

Very simple and quick to set up and use and extremely helpful along the way with customer service Reviewed on: 11th April 2023

Very fast and reliable

I have used updraft and have had no problem. Loan issued within 12 hours of being approved. Reviewed on: 11th April 2023

So easy and fast

They are amazing. Super easy to use and no messing around. The app is great with everything in one place Reviewed on: 11th April 2023

Great Friendly and Easy

Really easy to apply money comes really quick and there’s a very helpful convenient app to check on the loan Reviewed on: 11th April 2023

A new way of thinking!

Updraft aren’t like other lenders I’ve had personal loans with previously, they are very personable to deal with considering they are a very digital company. They keep it human friendly while still being forward thinking! I love that I can easily manage my loans by using an app, along with having the ability to chat to their team through the app too. Their app is straightforward and easy to use, nothing is over complicated and in times when maybe I can’t find what I’m looking for, their faqs and team are always on hand to guide me. Whenever I have needed their help and spoke with members of their team, they are always proactive in offering help/solutions/general friendly chat. Have already and will continue to recommend Updraft! Reviewed on: 11th April 2023

Fantastic

Brilliant and easy and fantastic customer services Reviewed on: 11th April 2023

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