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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.88 (11079 reviews)

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4.88

Based on 11,079 reviews, last reviewed 1st Jul 2026

94% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Simple and easy to use no hassle Simple and easy to use no hassle Reviewed on: 1st July 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Awards

Best personal finance app 2026

Awarded to the personal finance app provider rated highest in customer reviews.

Updraft Personal Loan reviews (11079)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Quick and easy

Within minutes had an offer. Next day funds arrived. Easy to use app. Great customer service. Highly recommend John Reviewed on: 6th April 2023

Quick, easy and modern!

From start to finish the process with UpDraft was very efficient. The app is very user friendly, the use of the chat facility makes it personal. Competitive rates and manageable. Reviewed on: 6th April 2023

Best decision I've ever made

I was struggling with debt. Thanks to Updraft I am on my way to becoming debt free so much quicker by having it all coming out as one payment and so much less stress. Reviewed on: 6th April 2023

N/A

I will be forever grateful to them as they accepted my loan application when I most needed it when I was in my lowest financial position. Reviewed on: 5th April 2023

Great service!

I love their app and service, everything is so quick and easy. Reviewed on: 5th April 2023

Excellent App, swift response time, considerate rate. Helpful in getting out of debts

Updraft us helping me put my debts in check, by not piling on more debts, through interest fees and inconsiderate interest rate, the response time for enquiries are quick and the App is easy to use. Reviewed on: 5th April 2023

Clear and simple

Transparent and simple process. Decent communication when speaking to an operator. Reviewed on: 5th April 2023

Best Personal Loan Company

Very easy to apply, the team is very helpful, best company for personal loan. Reviewed on: 5th April 2023

Brilliant company

Smooth and easy, always happy to help Reviewed on: 5th April 2023

Easy, friendly, excellent rates

Pretty much what the title says, the app is so easy to use, staff are very friendly and helpful, and I got great rates. Reviewed on: 5th April 2023

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