Smart Money People Logo

Updraft: Personal Loan reviews

4.96
Based on 10,585 reviews, last reviewed 10th Mar 2026
338200% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It was great easy and fast really good service, woul... It was great easy and fast really good service, would recommend to a friend or colleague if they where in a market for a loan Reviewed on: 10th March 2026
Tim Whiterow's avatar
Tim Whiterow

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10585)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Really good service, quick and reliable

5
Really good service, quick and reliable Reviewed on: 28th February 2026

Very clear and easy process!

5
Very clear and easy process! Really helpful in times of struggle! Reviewed on: 28th February 2026

Upstyle with updraft!

5
Updraft have been amazing with providing me with a loan, it’s quick, easy and hassle free, if you’re in need of a loan, updraft could be your solution!! Reviewed on: 28th February 2026

Excellent Service & Company

5
They have been really helpful with the loans I have needed they have even helped me when I’ve paid to much and have sent the money back to me they are a great company I’m so glad I found out about them on social media Reviewed on: 28th February 2026

No stress Quick and easy to apply for

5
No stress Quick and easy to apply for Reviewed on: 28th February 2026

Quick and easy

5
Quick and easy hassle free personal loan with outstanding customer service Reviewed on: 28th February 2026

Fast and easy.

4
Fast and easy. Under 15 mins. Gives you good amount of time to repay back in amazing time frame too and very affordable! Reviewed on: 28th February 2026

Best repayment rate I’ve found.

5
Best repayment rate I’ve found. Good customer service too and never an issue! Reviewed on: 28th February 2026

Quick and efficient

5
Quick and efficient- easy to apply and very user friendly site Reviewed on: 28th February 2026

Quick and easy process.

5
Quick and easy process. Minimal fuss. Clear instructions on how to apply and a fast payout to my bank. Quite a good overall APR also despite it not being quite classed as prime lending. Reviewed on: 28th February 2026