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Updraft: Personal Loan reviews

4.96
Based on 11,046 reviews, last reviewed 14th May 2026
383400% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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Latest highest rating:

5

It was great from start to finish and really speedy... It was great from start to finish and really speedy Reviewed on: 14th May 2026
Sharron C's avatar
Sharron C

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (11046)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Amazing company

5
I've used Updraft twice now. Application process is quick and easy,, and love how clear they make everything, especially the repayment duration and amount. Plus they offered a better interest rate than my high street bank. Reviewed on: 1st April 2023

Outstanding service

5
Brilliant customer service, easy to navigate and loan was deposited into my bank within 2 days! Would absolutely recommend Reviewed on: 1st April 2023

Simply brilliant!

5
Saved me when I needed it most, offered a rate that no one else would, such an EASY process. They make other loan companies look rubbish! Quick turnaround, they told me I’d have the funds in 5 working days, I had them within 48 hours. Great tool in the app where you pretty much get instant chat back, simply brilliant x Reviewed on: 1st April 2023

No fuss, quick and simple

5
So easy to apply, great communications. Can't fault them Reviewed on: 31st March 2023

Brilliant and easy to use company very quick easy and professional

5
It's been a breeze to use updrafy very easy and quick, lovely and knowledgeable staff and extremely professional and thorough Reviewed on: 31st March 2023

Fab!

5
This was such a hassle free service. I'd been knocked back for lots of loans whilst I'm trying to consolidate my loans and UpDraft offered me a loan with a lower interest rate than my credit card. This has made my debt more affordable to pay off and has lifted a weight from my shoulders!! Reviewed on: 31st March 2023

So recommend

5
I swear by this has helped me so much and got me out of debt Reviewed on: 31st March 2023

SUPERCALIFRAGILISTIC!!!

5
Very quick and easy to use app, fast decision and a yes where most would say no. Would highly recommend. Reviewed on: 31st March 2023

Top Class

5
Top class company. Brilliant from beginning to the end of process.. very quick to answer queries and very good customer service Reviewed on: 31st March 2023

Simple, effective, easy to sort.

5
What a great way to cut the faff and get the job done. When you know what you want to do and just need someone to give you the chance to do it, Updraft save the day. Interest rates were really good too, which surprised me, and proves they are a proper business not a rip off. Reviewed on: 31st March 2023