Smart Money People Logo

Updraft: Personal Loan reviews

4.96
Based on 11,053 reviews, last reviewed 14th May 2026
384100% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great company Very easy company to deal with, very informative Reviewed on: 14th May 2026
Emma s's avatar
Emma s

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (11053)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Easy, fast and smart lending

5
An easy experience from start to finish, nice app interface and no hidden costs or fees. Reviewed on: 20th March 2023

So helpful.

5
Updraft really helped me out, they’re transparent and the customer service is fantastic. Reviewed on: 20th March 2023

Easy and pressure free!

5
I applied for a loan and it took a few simple steps, my account was credited within a matter of hours. As soon as I paid it off I wasn't hounded by Updraft begging me to take out another loan - felt like a totally responsible lender. Any time I did have an issue it was extremely easy to speak to a person who gave friendly, helpful and personal advice. Reviewed on: 20th March 2023

Straightforward and Friendly

5
A great service, they’re personable, friendly and not intimidating in the slightest. Reviewed on: 20th March 2023

Wonderful service

5
The whole process was easy and quick, contact has been friendly and professional Reviewed on: 20th March 2023

Simple and easy: why wouldn't you?

5
Extremely easy way to consolidate your expenditure without the ridiculous interest rates. One easy payment, perfect! Reviewed on: 20th March 2023

Quick, simple, flexible

5
Have used twice, would do so again. Reviewed on: 20th March 2023

Very easy

5
The service is very easy to use and its easy to get in touch with someone if there are any issues with quick responses. Reviewed on: 20th March 2023

Genuine help and fair lending

5
Updraft have helped me to consolidate a lot of smaller loans and helped me save money and make sorting my finances out so much easier, Reviewed on: 20th March 2023

Updraft is simple and practical

5
I use and will continue using updraft, the application is great and simple Reviewed on: 20th March 2023