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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.88 (11080 reviews)

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4.88

Based on 11,080 reviews, last reviewed 9th Jul 2026

96% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Straightforward. Straightforward. Easy application. Reviewed on: 9th July 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Awards

Best personal finance app 2026

Awarded to the personal finance app provider rated highest in customer reviews.

Updraft Personal Loan reviews (11080)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Hassle free loans

Simple process. Fast decision. Super friendly advisors. Happy customer Reviewed on: 19th March 2023

Amazing and time saving

Great, easy to use, fast paced. Easy to get around. Reviewed on: 19th March 2023

Reliable lenders

Easy to get loan and less interest rate. One of the best in UK Reviewed on: 19th March 2023

Very easy, and good help at lowering interest!

Lowered interest, just make sure you take personal responsibility and plan your payment’s as works very week Reviewed on: 19th March 2023

Brilliant

So glad I discovered Updraft as it helped me so much. Would highly recommend! Reviewed on: 18th March 2023

Super easy to deal with

Very easy transaction and good app to manage ongoing account! Reviewed on: 18th March 2023

Amazing

I’ve had two loans from updraft to pay off credit cards with high interest. They’ve both been great: being able to see what you’ve paid and how many months left you have to pay is great. Reviewed on: 18th March 2023

Efficient support

Interests are a bit high, but updraft is very efficient and they always up for help whenever u need. Very good customer service. I also received a refund for some extra money i paid and I didn't realise about. I definitely recommend Reviewed on: 18th March 2023

Simple and easy

I've used Updraft a few times now and everything is so easy and simple. If you are in need of a loan these are the people to go with Reviewed on: 18th March 2023

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