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Updraft: Personal Loan reviews

4.96
Based on 10,523 reviews, last reviewed 7th Mar 2026
332100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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Latest highest rating:

4

They helped me out when I needed it! They helped me out when I needed it! Its a quick and easy process. Reviewed on: 7th March 2026
Emma A's avatar
Emma A

Latest lowest rating:

1

new loan when they shouldn’t have done, le... Gave me a new loan when they shouldn’t have done, led me to believe it was to combine outstanding loan with new one now paying over double what I was ... Read more Reviewed on: 28th February 2026
Chris C's avatar
Chris C

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10523)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

excellent app quick payout

5
Easy to use quick decision excellent app quick payout Reviewed on: 28th February 2026

Updraft have been fantastic and their customer servi...

5
Updraft have been fantastic and their customer service is excellent. Reviewed on: 28th February 2026

Quick and easy.

4
Quick and easy. Interest is high though but process quick Reviewed on: 28th February 2026

Excellent customer service

5
I have had issues as I lost my job however updraft without any hesitation give me a helping hand straight away and that is what I call expert customer service. Reviewed on: 28th February 2026

Quick easy and helpful , was pain free and nothing s...

5
Quick easy and helpful , was pain free and nothing scary would highly recommend Reviewed on: 28th February 2026

Great and straight forward service without fuss, got...

5
Great and straight forward service without fuss, got my loan quickly and without strings, their app is easy and has a pay early calculator, great customer service and overall experience 10/10 thank you Reviewed on: 28th February 2026

Needed a loan for a bit of support merging 2 credit...

5
Needed a loan for a bit of support merging 2 credit cards into one, saved money also by doing it Reviewed on: 28th February 2026

Always somebody to help if you need it and they are...

5
Always somebody to help if you need it and they are just great Reviewed on: 28th February 2026

Simple, fast and an amazing team.

5
Such an easy process from start to finish. Super competitive rates and communication/ support when there is a problem is the best I have ever experienced. Reviewed on: 28th February 2026

All good and very quick getting back to you if you h...

5
All good and very quick getting back to you if you have a problem Reviewed on: 28th February 2026