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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.88 (11081 reviews)

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4.88

Based on 11,080 reviews, last reviewed 9th Jul 2026

96% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Straightforward. Straightforward. Easy application. Reviewed on: 9th July 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Awards

Best personal finance app 2026

Awarded to the personal finance app provider rated highest in customer reviews.

Updraft Personal Loan reviews (11081)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Fast and efficient

Thoroughly recommend, super fast decision and money transfer with affordable terms Reviewed on: 18th March 2023

Very flexible- life saver

They always help us if we are in any payment arrears, they look out for you, genuine company 10/10 Reviewed on: 18th March 2023

Great

Had better rates than my bank. Quick and easy to get the loan Reviewed on: 18th March 2023

What a help

Quick and efficient service very supportive Reviewed on: 18th March 2023

Amazing

Just pure amazing is all I can say. So helpful always. Thank you updraft! Reviewed on: 18th March 2023

Great service, great app

Love the way Updraft properly considers your circumstances and how you will use the money, rather than just declining based on your credit score. The service is excellent - queries are responded to quickly through the in-app chat feature. Reviewed on: 18th March 2023

Great offerings but poor app experience

Really helpful customer service and offer you a great loan but only thing id say is the app is really slow and freezes and you have to frequently sign into everything and does not give you the ability to make overpayments or find out a settlement. Reviewed on: 18th March 2023

Good company

Quick decision, great offers and quick payment. One of the few companies in the market who actually provide the best service with no fuss.. Thanks Reviewed on: 18th March 2023

Fantastic!

Really easy to apply and the customer service is superb! Reviewed on: 18th March 2023

Great finance service

Updraft have helped me to manage my finances better, consolidating loans and credit cards to make my monthly finances more manageable Reviewed on: 18th March 2023

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