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Updraft: Personal Loan reviews

4.96
Based on 10,523 reviews, last reviewed 7th Mar 2026
332100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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Latest highest rating:

4

They helped me out when I needed it! They helped me out when I needed it! Its a quick and easy process. Reviewed on: 7th March 2026
Emma A's avatar
Emma A

Latest lowest rating:

1

new loan when they shouldn’t have done, le... Gave me a new loan when they shouldn’t have done, led me to believe it was to combine outstanding loan with new one now paying over double what I was ... Read more Reviewed on: 28th February 2026
Chris C's avatar
Chris C

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10523)

Review of the Updraft, Personal Loan:

It was very easy and simple and was explained very w...

5
It was very easy and simple and was explained very well Reviewed on: 21st April 2024

My experience with updraft has been fantastic, the a...

5
My experience with updraft has been fantastic, the application process was quick and decisive, and the app is pretty intuitive/ has a nice interface. I struggled to find the right loan provider with adequate terms, but updraft has been the deliverer. Thumbs up from me. Reviewed on: 28th February 2026

Helped me with a loan.

5
Helped me with a loan. Easy process Reviewed on: 28th February 2026

Really easy to use app, amazing customer support

5
Really easy to use app, amazing customer support Reviewed on: 28th February 2026

Excellent service

5
Great! They sorted a deal out for me with no problems excellent service Reviewed on: 28th February 2026

Because Your Money Should Work Smarter, Not Harder

5
Updraft is a smart, no-nonsense financial app that helps people clear credit card debt faster by combining balances into one simple, lower-cost plan while also boosting savings. It empowers users to take control of their money instead of just managing minimum payments. Updraft genuinely improves financial wellbeing — helping everyday people reduce interest, get debt-free sooner, and build healthier money habits. Reviewed on: 28th February 2026

Easy straight forward good customer service

5
Easy straight forward good customer service Reviewed on: 28th February 2026

Quick and easy process.

5
Quick and easy process. Excellent communication and timely but not forceful reminders . Trust worthy company Reviewed on: 28th February 2026

Service is great however rates are high

5
Service is great however rates are high Reviewed on: 28th February 2026

Needed a loan

5
Needed a cheap loan found updraft to provide an excellent service Reviewed on: 28th February 2026

Enquired about it a personal loan.

5
Enquired about it a personal loan. Got accepted either the option of how high or little i could have with a sliding dial showing me how much my monthly cost would be before I accepted the offer. Money was in my bank within the week! Reviewed on: 28th February 2026