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Updraft: Personal Loan reviews

4.96
Based on 11,055 reviews, last reviewed 16th May 2026
384300% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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Latest highest rating:

5

Easy and smooth transaction. Easy and smooth transaction. They approved me with out alot of hassle Reviewed on: 16th May 2026
Mary Joy's avatar
Mary Joy

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (11055)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Great Service, Instant Response

5
Was offered a loan a loan to pay off my credit card at a really nice and low interest rate and funds giving really quickly. Reviewed on: 16th March 2023

Amazing service

5
Customer service is extremely responsive. Payments are fast, efficient and received without a hitch! They check all affordability and make sure to not to prey on people unlike some others! Reviewed on: 16th March 2023

Great communication. Simple, easy process. great app Great

5
Just great. So easy and straight forward Reviewed on: 15th March 2023

Common sense lending

5
Updraft is such a good service. The lending is based on sense, not just some impersonal algorithm. Thanks to them I’m finally making good progress on clearing debt Reviewed on: 15th March 2023

Fantastic Service

5
So easy to deal with and they give you hope that you can borrow on a lower apr Nd make payments. Honestly the best Company I have dealt with. Thank you and well done. Highly recommended Reviewed on: 15th March 2023

Amazing

5
They’ve helped me cover a lot of my credit card debt which has more than halved my monthly interest bill. I have been able to clear two balances with the help of Updraft with their easy payments and simple application. It’s a great platform for us to use, managing my loan as well as keeping track of my credit report. New features like Payce keep offering their customers ways to make the most of our money, something I’m hoping to take part in soon. Reviewed on: 15th March 2023

Great company with good values

5
The professionalism of the staff is great value to the company and the customers. Reviewed on: 15th March 2023

Easy, open, straightforward.

5
When it comes to getting a personal loan, I've never used or seen an app which is easier to do so. Reviewed on: 15th March 2023

Brilliant idea

5
So simple to apply easy communication good for anyone who is sttuggling Reviewed on: 15th March 2023

Easy to use and good service

5
The credit report info is easier to use than other finance apps and gives me great advice on how to pay off debt faster, I love it! Reviewed on: 15th March 2023