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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.88 (11081 reviews)

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4.88

Based on 11,081 reviews, last reviewed 10th Jul 2026

96% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

fantastic and effective. fantastic and effective. Did not take long to approve and was able to pay off everything effectively Reviewed on: 10th July 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Awards

Best personal finance app 2026

Awarded to the personal finance app provider rated highest in customer reviews.

Updraft Personal Loan reviews (11081)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Modern banking made easy

The process of obtaining a loan through Updraft was really easy, whilst also still feeling very professional. There digital interface is much better than other banks I have used and there communication has also been excellent. Reviewed on: 15th March 2023

Really easy to use

Got a good rate aand now running 2 x tandem products, all online and no need for unnecessary paperwork and faff. Reviewed on: 15th March 2023

Excellent service

They are always there when needed very good repayment plan always answer questions swiftly Reviewed on: 15th March 2023

Great for cleaning CC

Updraft is a great way to clear credit cards and keep payments in one place. It’s better than normal loans as you can pay early with no fees Reviewed on: 15th March 2023

Easy

Very simple and easy to use online, customer support was excellent Reviewed on: 15th March 2023

Fast reliable and easy to apply with great customer service

Very easy to navigate and apply through the updraft app! Reviewed on: 15th March 2023

Updraft

Great service, helped when needed Reviewed on: 15th March 2023

Don't judge you solely on your credit score

An excellent product which gives those of us who have had a tricky past but an improved situation and good outlook for the future a second chance by looking beyond just the number that is assigned to you and can be affected for 6 years. Would highly recommend to anyone needing a second chance. Reviewed on: 15th March 2023

Quick and easy

I am very pleased with the app, I was looking for a quick loan and found them, very easy to use, got the money sent over very quickly. The app allows you to track your payments and many other features that I enjoy. I will be definitely using them again and I ve been recommending it to all my friends that have been looking for a loan. Reviewed on: 15th March 2023

Amazing Lender

After almost 3 years in debt finally found cheap lender to help me to get rid of expensive borrowings. Reviewed on: 15th March 2023

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