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Updraft: Personal Loan reviews

4.96
Based on 11,058 reviews, last reviewed 17th May 2026
384600% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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Latest highest rating:

5

Good loans, good easy repayment method, low interest... Good loans, good easy repayment method, low interest, saves money o expensive credit cards and over drafts Reviewed on: 17th May 2026
Narla's avatar
Narla

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (11058)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Changed my life

5
Changed my life for the good. No one else would offer me a loan while having no missed payments and a very high earner. Reviewed on: 14th March 2023

Excellent, Simple and Sensible Lending

5
What a breath of fresh air - a clever Fintech that puts the customer front and centre. Impressive customer service and a genuine cost saver solution. Highly recommended. Reviewed on: 14th March 2023

Speedy and seamless service

5
I was initially a bit dubious of their claims. Within an hour I felt a weight of stress leave me. I've had a chequered history due to personal issues, which I've since overcome. Frustratingly this has hindered and remained with me for a long time. I've often found it disparaging getting declined for credit in spite of my evident progress. I found this service easily understandable and transparent. Highly recommend Stephen Reviewed on: 14th March 2023

Great Provider

5
Great provider, easy to use app and all the information you need at your fingertips ! They offer loads of options and keep your informed every step of the way Reviewed on: 14th March 2023

So easy to use, and the opportunity to reduce interest owed is really refreshing

5
Allows me as a self-employed person to manage my cash flow affectively. Sometimes I need an injection of cash to tide me over for literally just a couple of weeks and I love the fact that there’s no redemption penalties or clauses that would prevent me from over paying when I can. Reviewed on: 14th March 2023

Great Job

4
Amazingly simple to use and very friendly team Reviewed on: 14th March 2023

Amazing, quick friendly service

5
Such an easy process no stress & really helpful app! Reviewed on: 14th March 2023

Quick and easy

5
Very easy to use, application process, quick response on application. Reviewed on: 14th March 2023

Efficient

5
Extremely quick, easy and efficient to deal with. Reviewed on: 14th March 2023

Works well

4
Does what it says on the tin, works well so far, not overly used the app/service. Reviewed on: 14th March 2023