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Updraft: Personal Loan reviews

View other Updraft products
4.95
Based on 9,973 reviews, last reviewed 2nd Mar 2026
278900% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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Latest highest rating:

5

Superb loan service great rates easy to set up and a... Superb loan service great rates easy to set up and affordable Reviewed on: 2nd March 2026
leo Lion's avatar
leo Lion

Latest lowest rating:

1

new loan when they shouldn’t have done, le... Gave me a new loan when they shouldn’t have done, led me to believe it was to combine outstanding loan with new one now paying over double what I was ... Read more Reviewed on: 28th February 2026
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Chris C
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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (9973)

Easy and rewarding

4
I used updraft to condense my outgoings, the team are friendly helpful and kept me informed all the way through the process Reviewed on: 10th March 2022
Stephen Gray's avatar
Stephen Gray

Honestly this is the best

5
It’s quick and easy to set up and best of all direct debit is set up for you on which ever day you want. Just ease of use and not a lot of faff! Highly recommend Reviewed on: 9th March 2022
E.lou's avatar
E.lou

Outstanding

5
Amazing service from Start to finish. With no stress. Would definitely recommend this company. Reviewed on: 9th March 2022
Donna's avatar
Donna

super fast service

5
fantastic service thank you ! would def recommend to friends and family Reviewed on: 9th March 2022
paila's avatar
paila

Worth reviewing

4
Helpful team. Great rates. Affordable plan. Reviewed on: 9th March 2022
PJ Sherman's avatar
PJ Sherman

Considerate and easy

5
The process although May take longer then other loan companies, you feel like you’re getting a personal experience. I appreciate a loan might not be everyone’s best strategy to pay off debt but this means I can get rid of the credit card without any temptations to spend on it again. They’ve offered me a loan when others wouldn’t and helping me achieve my goals to get a better credit score so I can buy a house. They understand the value in being given a chance. Reviewed on: 9th March 2022
MWSave's avatar
MWSave

Excellent loan company

5
I compared the other companies with Updraft and they offered a great deal than the rest. I didn’t regret getting a loan from them. Reviewed on: 9th March 2022
ray muah's avatar
ray muah

Great option to loan with traditional banks

5
Excellent customer service, all done online through their great app! Reviewed on: 9th March 2022
Samuel Morais's avatar
Samuel Morais

Took a few days - but worth the wait!

4
Great offer, makes you think how other banks are ripping us off…! Well done updraft. Reviewed on: 9th March 2022
Samwise's avatar
Samwise

saved me big time

5
after a few sudden expenses hit, I found myself confused and spreading payments over multiple credit cards, updraft managed to consolidate and just give me a low monthly payment to make, wouldn't like to think where I would be without. Reviewed on: 9th March 2022
Harry Cunningham's avatar
Harry Cunningham

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