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Updraft: Personal Loan reviews

4.96
Based on 11,058 reviews, last reviewed 17th May 2026
384600% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
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96%
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Latest highest rating:

5

Good loans, good easy repayment method, low interest... Good loans, good easy repayment method, low interest, saves money o expensive credit cards and over drafts Reviewed on: 17th May 2026
Narla's avatar
Narla

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (11058)

Fanatics quick service

5
Their sis my 2nd time with updraft and I would highly recommend them , from start ti finish the process is quick and easy , money transfers quick and all is explained clearly, because of updraft I have cleared all my credit cards at half of the Apr that my credit fares were charging me interest for , I now have a fixed monthly payment and have saved myself alot of money Reviewed on: 14th March 2023

Incredibly personable and friendly service

5
I absolutely wholeheartedly recommend Updraft’s service and have already referred my partner and friends. Updrafts terms are clear, concise and the service is absolutely rapid. Reviewed on: 14th March 2023

Love love love

5
Fast and efficient. I couldn’t ask for more Reviewed on: 14th March 2023

Excellent service

5
Really easy to use and quick to set up. Helpful and friendly customer service Reviewed on: 14th March 2023

Always Help

5
Had Updraft a few times. Always offered me affordable loan to pay back credit cards. Any problems are resolved quickly. Reviewed on: 14th March 2023

A thorough yet quick process!

5
Updraft is very personal as the agents keep you updated on a personal chat app. The underwriters were very thorough when analysing my finances making sure that they didn't lend money to me irresponsibly. The money was in my account the day after signing the agreement and the payment plan is very straight forward monthly direct debits. I love the fact that Updraft have an app you can use to keep in touch and up to date with your loan. Reviewed on: 14th March 2023

Great Communication

5
I really enjoy that this all works through an app that has a webchat function. I really hate having to discuss money over the phone as it makes me anxious but being able to do it over the webchat and not having to fight with a website is really convenient. Reviewed on: 14th March 2023

Great range of products and great service

5
Great range of products and great service with almost immediate response Reviewed on: 14th March 2023

Best help around

5
I needed help with other finances and updraft took minutes to complete everything and give me a decision. Really put my mind at ease, have recommended them to friends! Reviewed on: 14th March 2023

Exceptional! Such a great service

5
Updraft are truly exceptional! Fast, very friendly and easy process. Great phone app as well. Reviewed on: 14th March 2023

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