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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.88 (11082 reviews)

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4.88

Based on 11,082 reviews, last reviewed 14th Jul 2026

96% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Great company, easy application and great app. Easy and fast experience, manageable small monthly payments, I have been with this company 2 years, I have no once had any issues, they offer affordab... Read more Reviewed on: 14th July 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Awards

Best personal finance app 2026

Awarded to the personal finance app provider rated highest in customer reviews.

Updraft Personal Loan reviews (11082)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Helpful fast

Very helpful and fast friendly business very professional and good tips for managing money Reviewed on: 14th March 2023

Fantastic company

Updraft was a brilliant company to deal with. They really helped me with a loan when I needed it. The updraft team made it easy and were there if I needed help. I have already recommended updraft to friends and family and will continue to do so in the future. Reviewed on: 14th March 2023

Amazing Bank all round

Honestly a great experience using Updraft. This is banking of the future and they are incredibly user friendly and considerate Reviewed on: 14th March 2023

Very friendly, helpful and responsive staff

Easy to use, staff very friendly and helpful, very accessible, and staff very responsive to queries Reviewed on: 14th March 2023

Quick, painless and transparent

After trawling the web and looking at lots of complicated formats stumbled across updraft. Quick, easy and painless with good interface and communication. Interest rate a little higher but no charges for early repayment means I can know years off my loan if I want to ! Reviewed on: 14th March 2023

Easy to use and well explained

They were very helpful, everything was well explained and the process was simple to understand Reviewed on: 14th March 2023

What a super service you are

Unbelievably simple, easy and straight forward, and no nonsense which makes all the difference in this market. All the info I need is on a very intuitive app, customer service is timely, efficient and polite. Couldn't have asked for a better solution. I even went back for a second loan. Thanks Updraft Reviewed on: 14th March 2023

Great service.

Quick easy and friendly service. Reviewed on: 14th March 2023

Perfect

Really great company to borrow from and very helpful. Easy to contact when needed. Reviewed on: 14th March 2023

Friendly Quick Service

I have had 3 loans now and each has been organised quickly and friendly when using the application process. Also quick answers when paying loan early. Reviewed on: 14th March 2023

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