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Vanquis : Credit builder credit card reviews

4.73
Based on 26,665 reviews, last reviewed 20th May 2026
307050% increase in 5 star reviews
in the past 90 days
4700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Vanquis Review Everytime my experience with vanquis great. I am their customer more than ten years and I always fine easy process and excellent service they provide. Reviewed on: 20th May 2026
Sadaf 's avatar
Sadaf

Latest lowest rating:

1

It WAS a great credit card... It was a great credit card until you brought in facial recognition - for "ID purposes" there's no way I'm uploading my photo over the internet - just ... Read more Reviewed on: 20th May 2026
Lisa's avatar
Lisa

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (26665)

Ring to often.

3
Ring to often if go overdrawn, everyday. Reviewed on: 1st May 2024

Brilliant

5
Absolutely great especially when your out of work for short while. Would highly recommend them. So easy to talk to and very understanding. Reviewed on: 1st May 2024

The interest rate is better than other providers.

5
The interest rate is better than other providers. Reviewed on: 1st May 2024

Long complaint process, unhelpful staff down to zero...

2
I phoned to arrange to bring my balance down to zero and asked Vanquis to waive the additional £172 they’d just added in interest and charges, which they wouldn’t do when I complained about the customer service advisor telling me it was my own fault and I ‘should organise my finances better’ I escalated the complaint…I have now paid the balance but the extra fee has been accumulating interest and Vanquis have advised it takes 30 days to process complaints. As the interest on this account is already quite high I feel that Vanquis could be more helpful and user friendly Reviewed on: 1st May 2024

Such lovely costumer service easy banking thank you

5
Such lovely costumer service easy banking thank you Reviewed on: 1st May 2024

I'm very ha thank you very much fo the a was quick.

5
I'm very happy the approval was quick and easy and clear Reviewed on: 1st May 2024

Great app, great communication!

5
Great app, great communication! easy to talk to and make adjustments via the app. They listen to customer’s feedback and action it. Reviewed on: 1st May 2024

An affordable credit limit always helps.

5
An affordable credit limit always helps. Always willing to help if there is difficulty in paying. Reviewed on: 1st May 2024

Very good card service

5
Best service good value nice Reviewed on: 1st May 2024

Good app and card ........

5
Good app and card, would be good to get a warning of estimated interest to prevent going over credit limit Reviewed on: 1st May 2024

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