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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.73 (28696 reviews)

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4.73

Based on 28,696 reviews, last reviewed 24th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

97% decrease in 1 star reviews

in the past 90 days

87%

Latest highest rating:

5

Because customers service is very polite Because customers service is very polite Reviewed on: 24th September 2026

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28696)

Been excellent since i've joined, only spoken to the...

Been excellent since i've joined, only spoken to them a few times but where very helpful each time Reviewed on: 2nd May 2024

Unfair late fees let them down...

Good in the main, but what lets them down is their haste in applying late charges, I often pay ad hoc and ALWAYS over the minimum monthly amount, however have now been charged 2 late fees for paying 'on' the day due (even though throughout the relevant months have made ad hoc payments, sometimes £100's) This let's them down hugely!! Reviewed on: 2nd May 2024

Good business

Good business excellent customer care Reviewed on: 2nd May 2024

Extremely easy to use and reliable .

Extremely easy to use and reliable . A fantastic credit builder ! Reviewed on: 2nd May 2024

Overall Vaquis is a very good credit card provider

Overall Vaquis is a very good credit card provider compared to others. I have been offered a better limit then anywhere else.and I can do cash transfers at anytime that have helped.me a lot recently. Although I have been with them for a while now, I did not have an offer to increase limit yet and recently interest went up. They seem to be on top of security and contact the customer to discuss activity if they have concerns. My card was disabled for a little while when they contacted me and was re-enabled withing a few hours after a call. Better be safe then sorry. Overall very good provide and would recommend. Reviewed on: 2nd May 2024

Online application was very easy to fill out and d...

Online application was very easy to fill out and decision was instantly thank you Reviewed on: 2nd May 2024

My experience is brilliant I have no issues with Van...

My experience is brilliant I have no issues with Vanquis. I pay on time and the interest is ok for me. Reviewed on: 2nd May 2024

Great product

Easy application friendly staff on the phone app was easy to set up and use Reviewed on: 2nd May 2024

Ok so far, but nothing special

Ok so far, but nothing more than any other credit card company have offered (in terms of customer service / offers etc) Reviewed on: 2nd May 2024

Very high APR% and you find your only paying off int...

Very high APR% and you find your only paying off interest with high monthly repayments. Reviewed on: 2nd May 2024

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