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Zable reviews

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Rated Excellent 4.94/5

Zable reviews

Verified businesses always have up to date contact details and can respond to reviews.

Verified business
Last reviewed within 14 days
  • Fully digital service with no in-person branches
    Fully digital service with no in-person branches
  • Award winning organisation
    Award winning organisation
  • On-line application and approval process
    On-line application and approval process
  • FCA approved and regulated
    FCA approved and regulated

Review summary

People rate this company as Excellent based on 49,749 product reviews

Average score of 4.94/5
5 star
96%
4 star
4%
3 star
0%
2 star
0%
1 star
0%
Reviews for Zable have trended negatively over the past 90 days

Zable’s credit card is a solid choice for building or rebuilding credit, with an easy-to-use app and helpful customer service that feels genuinely caring. Many appreciate the chance to improve their credit score when others wouldn’t lend. However, the high interest rates, low credit limits, and slow or poor customer support have left quite a few frustrated.

Positive themes

  • Zable’s credit card is brilliant for building credit and tracking your score easily.
  • The app is easy to use and makes managing payments and spending simple.
  • Customer service is friendly and helpful when you need support or advice.

Negative themes

  • Interest rates are very high and can make the card expensive if you carry a balance.
  • Credit limits are low and increases are slow or often denied despite good payment history.
  • Customer service is often slow to respond or unhelpful with issues and complaints.
Summarised by AI
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About Zable

Zable is a personal loan and credit card provider.

You can apply for a Zable credit card or loan online or via the Zable app. Zable’s quick and easy eligibility checks won't affect your credit score and their customer service team is available every day of the week.

Zable offer same day loans that can be approved in minutes.

Zable at a glance

Contact details

Phone
020 3322 9128
Main address
Telephone House, 69-77 Paul St, London, EC2A 4NW
Social media

Reviews for Zable

Showing 11 of 49749 company reviews Last reviewed within 14 days

A Credit Card that helps improve your Credit Score.

Credit card 28th January 2026

I opened a credit card account as I wanted to improve my credit score and have better security when buying items on line. I was... I opened a credit card account as I wanted to improve my credit score and have better security when buying items on line. I was accepted straight away with a decent credit limit. I pay it fully every month and slowly my credit score is improving. The app is excellent to navigate with all the information you need to manage your account in one place. I really have not had to liaise with customer service but when I have, my queries have been resolved fully and with ease. A decent credit card that does what it says on the tin. Read more Read less

Rated Excellent 5/5
Read more product reviews

Great starter card

Credit card 24th January 2026

Great starter card for those new to credit cards. Easy to manage. Seamless app. Rent reporting done for you. They are also forgiving with accidental... Great starter card for those new to credit cards. Easy to manage. Seamless app. Rent reporting done for you. They are also forgiving with accidental missed payments and give chances to make a smaller repayment if needed. Read more Read less

Rated Excellent 5/5
Read more product reviews
  • 5/5

    Got into a bit of a money problem end of last year a...

    Got into a bit of a money problem end of last year and they were really helpful made a payment plan for 11 months and... Got into a bit of a money problem end of last year and they were really helpful made a payment plan for 11 months and kept account on hold till I got it cleared up and offered other support to they were just brilliant from beginning to end they made the arrangement best for me not them Read more Read less

    {"display":"liggerz87","full_name":"liggerz87","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Credit card
    liggerz87 22nd January 2026
  • 1/5

    Absolute scam of a company.

    Absolute scam of a company. Took 8 full weeks to look into a simple complaint? No offers for a credit increase even though all payments... Absolute scam of a company. Took 8 full weeks to look into a simple complaint? No offers for a credit increase even though all payments were made and on time. Customer service lie to you constantly about increases too. Nightingale from the complaints team needs some serious training on how to respond to complaints in a timely manner. What an absolute joke, see you with the Ombudsman. Read more Read less

    {"display":"dave","full_name":"dave","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Credit card
    dave 14th January 2026
  • 5/5

    freedom from finance

    fast decision hassel free and a very good easy to use app great credit builder

    {"display":"Michelle F","full_name":"Michelle F","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Credit card
    Michelle F 11th January 2026
  • 1/5

    Avoid using Zable at all costs.

    Avoid using Zable at all costs.If anything goes wrong and you need their support, they suddenly act confused and behave as though helping you is... Avoid using Zable at all costs.If anything goes wrong and you need their support, they suddenly act confused and behave as though helping you is some kind of favour. I was a victim of fraud, and even after the company where the fraud occurred confirmed it, Zable made the entire process unbelievably difficult. Instead of assisting, they kept demanding unnecessary “proof” and dragging things out. They’re quick to bombard you with loan offers and marketing messages, but the moment you genuinely need help, they become unresponsive and unhelpful. Despite the fraud being confirmed, I still haven’t had my money returned. I’ve dealt with many customer service teams before, and this has been by far the worst experience. Please avoid them it’s not worth the stress. Read more Read less

    {"display":"Acin","full_name":"Acin","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Credit card
    Acin 6th January 2026
  • 5/5

    I love the services and the fact that I was given £3...

    I love the services and the fact that I was given £30 for referring Zable

    {"display":"Omonkiere","full_name":"Omonkiere","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Credit card
    Omonkiere 2nd January 2026
  • 5/5

    My experience with Zabke has been really positive.

    My experience with Zabke has been really positive. Really easy to us and very straightforward

    {"display":"Shan","full_name":"Shan","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Credit card
    Shan 4th December 2025
  • 5/5

    Zable have been brilliant and could not fault them i...

    Zable have been brilliant and could not fault them in anyway shape or form

    {"display":"Chantal b","full_name":"Chantal b","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Credit card
    Chantal b 2nd November 2025
  • 5/5

    Best experience help me to build my credit score.

    Best experience help me to build my credit score.

    {"display":"Himanshu R","full_name":"Himanshu R","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Credit card
    Himanshu R 1st November 2025
  • 5/5

    It's a nice and wonderful experince for me to have z...

    It's a nice and wonderful experince for me to have zable card.

    {"display":"Rasheed O","full_name":"Rasheed O","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Credit card
    Rasheed O 18th October 2025

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