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Zable: Credit card reviews

View other Zable products
4.81
Based on 123,712 reviews, last reviewed 7th Sep 2026
55% decrease in 5 star reviews
in the past 90 days
47% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Good good Good experience so far. Would recommend Reviewed on: 7th September 2026
Bekky f's avatar
Bekky f

Latest lowest rating:

1

BE VERY CAREFUL MISLEADING AND FELT LIKE A SCAM BE VERY CAREFUL – MISLEADING AND FELT LIKE A SCAM My experience with Zable has been absolutely unacceptable. In my opinion, the way this application ... Read more Reviewed on: 6th September 2026
A Abdali's avatar
A Abdali
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About this product

You can check your eligibility for a Zable credit card online or in the app.

The Zable credit card could help you build your credit score if you make your payments on time and stay within your credit limit. You can repay any balances straight from your app by connecting your bank or debit card.

Zable credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zable before, you can also leave a review and share your experience.

Review Zable: Credit card now

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Zable Credit card reviews (123712)

I have never had the need to contact Zable.

5
I have never had the need to contact Zable. Reviewed on: 8th July 2025
ANTHONY R's avatar
ANTHONY R

Well I enjoyed the card you can use it easily...

5
Well I enjoyed the card you can use it easily Reviewed on: 8th July 2025
Richard H's avatar
Richard H

good and fast

5
good and fast, i got aprroved shortly Reviewed on: 8th July 2025
Kam's avatar
Kam

I am a happy owner of a credit card zable, the appli...

5
I am a happy owner of a credit card zable, the application was very simple and the card is my backup for unforeseen expenses Reviewed on: 8th July 2025
Dorota P's avatar
Dorota P

Zable is a fab credit card.

5
Zable is a fab credit card. Ive recommended it to friends and family Reviewed on: 8th July 2025
Michelle s's avatar
Michelle s

Simple application and amazing way to build credit.

5
Simple application and amazing way to build credit. Reviewed on: 8th July 2025
Kaitlin c's avatar
Kaitlin c

Best card ever

5
I'm so happy with that card , easy to use and is so helpful when I get few days before salary when I need to do some more shopping . When I use regularly they will increase my limits all the time Reviewed on: 8th July 2025
M Dragoianu 's avatar
M Dragoianu

Efficient service with good and clear communication.

5
Efficient service with good and clear communication. The app works well and is user friendly. Overall good service that makes it easy to manage the bank account. Reviewed on: 8th July 2025
Audz's avatar
Audz

Fantastic credit builder - Starting out with no cred...

5
Fantastic credit builder - Starting out with no credit history felt like trying to open a locked door without a key. I was 28 just out of got to the UK, and every “real” credit card I applied for either rejected me or offered sky-high interest rates. It was disheartening. That’s when I came across this credit builder card — and I’ll be honest, I didn’t expect much. But it turned out to be a stepping stone I really needed. The application was straightforward, and I was approved quickly. They didn’t require a great credit score — just a checking account and a bit of patience. I had to put down a security deposit (which felt weird at first — paying for a credit card?), but I get now that it was like training wheels. It kept me accountable. My limit has been low, but honestly, that is a blessing in disguise. It taught me to spend only what I can pay off. Over time, I have seen real results. My credit score — which started in the low 600s — began to rise within a few months. Getting that first notification that my score jumped 15 points was more satisfying than I expected. It made me feel like I was finally getting a foothold in a financial system that felt impossible to break into. There were downsides. The interest rate was high, though I avoided it by paying in full each month. The app was a bit clunky at times, and there were no “perks” like cash back or travel points. But to be fair, this card wasn’t about luxury. It was about building trust — between me and the banks. A year later, I was approved for a real rewards card — no deposit, better limit, actual perks. I closed the builder card with a mix of relief and gratitude. Bottom line? If you’re starting from scratch, this kind of credit builder card won’t make you feel rich — but it will make you feel empowered. It’s not glamorous, but it works. And sometimes, building your future starts with something that just quietly, steadily does what it promises. Reviewed on: 8th July 2025
Kingsley's avatar
Kingsley

Fast and easy and very much fuss free

5
Fast and easy and very much fuss free Reviewed on: 8th July 2025
Charlotte n's avatar
Charlotte n

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