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Zable: Credit Card reviews

4.94
Based on 28,039 reviews, last reviewed 24th May 2025
1175% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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Latest highest rating:

5

Really easy to apply and quick decision. Really easy to apply and quick decision. Love the instant card too. Delivery of actual card was really fast. Easy to navigate app, and repayments refl... Read more Reviewed on: 24th May 2025
Trace's avatar
Trace

Latest lowest rating:

2

Zable Poor Zable is a new credit building card with low spending amounts. Unfortunately they are app only to apply. After passing initial application process I t... Read more Reviewed on: 23rd April 2025
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Tom Cruise

About this product

Zable offers a credit card designed to help users build or improve their credit score. It features a quick application process, and the card can be used instantly through Apple Pay or Google Pay with a virtual card. The card includes spending alerts via the Zable app.

Are you a Zable customer? Let others know about your experience by leaving a review on Smart Money People.

Zable Credit Card reviews (28039)

Review of the Zable, Credit Card:

Very quick application and a great app

5
Very quick application and a great app Reviewed on: 1st May 2024

Really easy to apply and quick decision.

5
Really easy to apply and quick decision. Love the instant card too. Delivery of actual card was really fast. Easy to navigate app, and repayments reflect on your balance immediately. Customer service are easy to contact if needed, and are respond promptly in an efficient and friendly manner. Interest is higher than other cards, but if you’ve previously had bad credit, it’s a great card to start you back off and help rebuild your credit. Credit increases happen quite quickly if used responsibly and payments are made on time. Easy to set a direct debit up to collect payments too. Would definitely recommend. Reviewed on: 24th May 2025

Zable is a card that l don't panic when l want...

5
Zable is a card that l don't panic when l want to pay for any online shopping they are always there for me l have never been declined while using my Zable card even if l don't have a lot of money on it either in the shops or online l love Zable Reviewed on: 23rd May 2025

I really love zable I would definitely recommend for...

5
I really love zable I would definitely recommend for everyone Reviewed on: 23rd May 2025

Zable Credit Card surprisingly awesome!

5
Zable Credit Card – surprisingly awesome! Honestly? I didn’t expect much, but Zable totally surprised me in the best way. I got approved super quickly, no paperwork drama, and the whole process was smooth from the start. The app is one of the best I’ve seen for a credit card – clean design, easy to use, and everything is crystal clear. I love having full control over my spending, payments, and settings. Setting up automatic repayments was super easy too, which gives me peace of mind. I mostly use the card for small purchases or to bridge gaps when needed – nothing big. But it’s a great safety net, and it’s helping me build my credit without stress. No hidden fees, no weird tricks – just straightforward and transparent. If you’re new to credit cards or just want something simple and modern, Zable is a great pick. I’m honestly really happy with it so far. Reviewed on: 23rd May 2025

if you are adult and responsible this card is for you

5
Been with them for many years now and never had a problem as I’ve got on never missed a payment I’ve been always rewarded for it Reviewed on: 23rd May 2025

Nice card but poor customer service

5
Nice card but poor customer service Reviewed on: 23rd May 2025

Zable has changed my life in so many ways because I...

5
Zable has changed my life in so many ways because I now know how to look after my money and I’ve already got a boost within my financial independence Reviewed on: 23rd May 2025

I am using since last 2 years its good to use in eme...

5
I am using since last 2 years its good to use in emergency Reviewed on: 23rd May 2025

The best

5
Amazing , such an easy bank to use really gave me a chance to build my credit when most providers don’t Reviewed on: 23rd May 2025

No shocking interest, just a chance to build my cred...

5
No shocking interest, just a chance to build my credit without shame or decline. Highly recommend if you want an easy way to build your credit. Many other places had turned me down. The app has worked perfectly well, it’s fast and efficient service I can’t complain. Reviewed on: 23rd May 2025