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Zable: Credit card reviews

4.94
Based on 49,746 reviews, last reviewed 14th Jan 2026
45% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

freedom from finance fast decision hassel free and a very good easy to use app great credit builder Reviewed on: 11th January 2026
Michelle F's avatar
Michelle F

Latest lowest rating:

1

Absolute scam of a company. Absolute scam of a company. Took 8 full weeks to look into a simple complaint? No offers for a credit increase even though all payments were made and... Read more Reviewed on: 14th January 2026
dave's avatar
dave

About this product

You can check your eligibility for a Zable credit card online or in the app.

The Zable credit card could help you build your credit score if you make your payments on time and stay within your credit limit. You can repay any balances straight from your app by connecting your bank or debit card.

Zable credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zable before, you can also leave a review and share your experience.

Zable Credit card reviews (49746)

Review of the Zable, Credit card:

Been an easy process and good updates regarding incr...

5
Been an easy process and good updates regarding increases Reviewed on: 3rd June 2024

Absolute scam of a company.

1
Absolute scam of a company. Took 8 full weeks to look into a simple complaint? No offers for a credit increase even though all payments were made and on time. Customer service lie to you constantly about increases too. Nightingale from the complaints team needs some serious training on how to respond to complaints in a timely manner. What an absolute joke, see you with the Ombudsman. Reviewed on: 14th January 2026

freedom from finance

5
fast decision hassel free and a very good easy to use app great credit builder Reviewed on: 11th January 2026

Avoid using Zable at all costs.

1
Avoid using Zable at all costs.If anything goes wrong and you need their support, they suddenly act confused and behave as though helping you is some kind of favour. I was a victim of fraud, and even after the company where the fraud occurred confirmed it, Zable made the entire process unbelievably difficult. Instead of assisting, they kept demanding unnecessary “proof” and dragging things out. They’re quick to bombard you with loan offers and marketing messages, but the moment you genuinely need help, they become unresponsive and unhelpful. Despite the fraud being confirmed, I still haven’t had my money returned. I’ve dealt with many customer service teams before, and this has been by far the worst experience. Please avoid them it’s not worth the stress. Reviewed on: 6th January 2026

I love the services and the fact that I was given £3...

5
I love the services and the fact that I was given £30 for referring Zable Reviewed on: 2nd January 2026

My experience with Zabke has been really positive.

5
My experience with Zabke has been really positive. Really easy to us and very straightforward Reviewed on: 4th December 2025

Zable have been brilliant and could not fault them i...

5
Zable have been brilliant and could not fault them in anyway shape or form Reviewed on: 2nd November 2025

Best experience help me to build my credit score.

5
Best experience help me to build my credit score. Reviewed on: 1st November 2025

It's a nice and wonderful experince for me to have z...

5
It's a nice and wonderful experince for me to have zable card. Reviewed on: 18th October 2025

Fraudulent

1
Someone got hold of my card details unbeknownst to me and one of the purchases made in Scotland while I was in Spain Zable said its my fault for not protecting the card and won't refund me as they said its my own fault everything is done by email but if I could speak with someone it would help useless awful customer service i would give zero stars if I was able Reviewed on: 25th September 2025

It's a very good credit card it helps control your s...

4
It's a very good credit card it helps control your spending you know what you have to paid each month Reviewed on: 18th September 2025