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Zable: Credit Card reviews

4.94
Based on 30,340 reviews, last reviewed 13th Jun 2025
18633% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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Latest highest rating:

4

The Zable Credit Card serve as a reliable choice fo... The Zable Credit Card serves as a reliable choice for those aiming to establish or enhance their credit history without incurring annual fees. It is p... Read more Reviewed on: 13th June 2025
Precious o's avatar
Precious o

Latest lowest rating:

2

My experience is poor, unable to build up credit wit... My experience is poor, unable to build up credit without giving access to my bank account, very intrusive and not private. Reviewed on: 12th June 2025
HammeredSimon's avatar
HammeredSimon

About this product

Zable offers a credit card designed to help users build or improve their credit score. It features a quick application process, and the card can be used instantly through Apple Pay or Google Pay with a virtual card. The card includes spending alerts via the Zable app.

Are you a Zable customer? Let others know about your experience by leaving a review on Smart Money People.

Zable Credit Card reviews (30340)

Review of the Zable, Credit Card:

Zable card have been very accomodating !

5
Zable card have been very accomodating helping me at every step of the way. Customer service has been brilliant and highly recommended anyone thinking about getting a zable card. Reviewed on: 2nd June 2024

The Zable Credit Card serve as a reliable choice fo...

4
The Zable Credit Card serves as a reliable choice for those aiming to establish or enhance their credit history without incurring annual fees. It is primarily designed for individuals with limited or poor credit, providing a straightforward, no-frills experience. A key feature is its **no annual fee** and **no foreign transaction fees**, making it attractive for budget-conscious consumers and travelers. Additionally, Zable reports to all major credit bureaus, assisting users in building their credit through responsible usage. The application process is straightforward, with eligibility checks that do not impact your credit score—ideal for those who are beginning their credit journey or recovering from previous financial difficulties. Credit limits usually start at a modest level but can increase over time with timely payments. However, the **interest rates are relatively high**, which is typical for credit-building cards. Therefore, it is crucial to pay off your balance in full each month to avoid incurring expensive interest charges. In summary, the Zable Credit Card is a valuable tool for building credit responsibly. Although it may not offer rewards or premium benefits, its simplicity, transparency, and emphasis on credit growth make it a worthwhile option for the right individual. Furthermore, two of my friends whom I recommended this credit card to were eligible for Zable before any other options. Reviewed on: 13th June 2025

Easy to use app always no where I'm at

5
Easy to use app always no where I'm at Reviewed on: 13th June 2025

Conditions well explained and app, easy to use

5
Conditions well explained and app, easy to use Reviewed on: 13th June 2025

Easy to apply and convincing to use.

5
Easy to apply and convincing to use. Reviewed on: 13th June 2025

I’m happy with Zable .

5
I’m happy with Zable .Didn’t experience any issues with my card.I really like my Zable app.Everything is well explained. Reviewed on: 13th June 2025

Excellent service and great customer support

5
Excellent service and great customer support Reviewed on: 13th June 2025

Great experience.

5
Great experience. They increased my limit after 6 months. Reviewed on: 13th June 2025

Is good i am happy Zable credit card

5
Is good i am happy Zable credit card Reviewed on: 13th June 2025

Credit rebuilding

5
Ten ten no issues at all would highly recommend easy to use and would highly recommend to anyone needing to boost their credit rating and gain credit. The app is also very easy to use and very transparent Reviewed on: 13th June 2025

good for new users

5
one of my 1st credit cards, easy application process with a decent credit limit for 1st time users. love the zable app as well. Reviewed on: 13th June 2025