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Zempler Bank : Credit card reviews

4.89
Based on 5,817 reviews, last reviewed 26th Apr 2026
24% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

They are very helpful if you hav any issues They are very helpful if you hav any issues Reviewed on: 26th April 2026
Debra H's avatar
Debra H

Latest lowest rating:

2

Can't do much on the app and very small issues which... Can't do much on the app and very small issues which should be resolved on the app you have to contact customer service Reviewed on: 10th April 2026
Patrick M's avatar
Patrick M

About this product

A Zempler credit card is available if you have a personal income of over £15,000 or more.

There’s no annual or monthly fee, flexible repayment options and a credit limit review within the first six months.

Zempler credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zempler Bank before, you can also leave a review and share your experience.

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Zempler Bank Credit card reviews (5817)

Great bank

5
Was always good as a Credit card provider and has carried on it's great service, as a bank. Reviewed on: 25th March 2022

Building my credit

5
Cashplus have been instrumental in helping me to rebuild my credit score after many years of struggling. Reviewed on: 25th March 2022

Great card, easy to use, fair charges

5
There’s a few things great about this account, first the security is good, you need to use your chip and pin after every few contactless so if you lose the card or its stolen it limits any fraudulent use. If you pay your bill on full there are zero charges, even if you didn’t clear the card the month before. The interest rate is also great, if you have money issues then having a card with a reasonable rate (despite a bad credit score) means when you cant afford to clear the balance you aren't going to get hit with expensive charges The app is easy to use. Overall nothing bad to say at all. Reviewed on: 25th March 2022

Never had any problems

5
All have been good nothing too much trouble Reviewed on: 25th March 2022

Great customer service and response always.

5
Able to attend to crisis in a timely manner, considering customer first. Reviewed on: 25th March 2022

Excellent bank

5
Helped get credit in order Easy to use, would recommend it Reviewed on: 25th March 2022

Good App With Strong Security Features

4
I find the the credit card very useful with a good app providing an extra layer of security when making online purchases. Overall I’m very satisfied with Cashplus. Reviewed on: 25th March 2022

never had an issue

5
never had any issues at all first class Reviewed on: 25th March 2022

Very good bank to rely on

5
Customers service is the best they listen to your problem and try to help you to sort it in no time. Reviewed on: 25th March 2022

Fast and easy to use

5
Fast and easy to use.App opens your own bank account into which you can directly transfer surplus funds Reviewed on: 25th March 2022

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