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Zempler Bank : Current accounts reviews

4.85
Based on 7,824 reviews, last reviewed 24th Mar 2026
58400% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
8%
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1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Zempler Bank Easy to navigate the app, fair overdraft fees and excellent customer support. Reviewed on: 24th March 2026
Lauren's avatar
Lauren

Latest lowest rating:

1

I was not very happy when I recieved an email to say... I was not very happy when I recieved an email to say my account was restricted just after 2 days of using it. No explanation of why. Reviewed on: 12th February 2026
LJ's avatar
LJ

About this product

Zempler Bank offer two personal current accounts – the Freedom account and the Activeplus account.

The Freedom account has no monthly fees and the Activeplus account is £5.95 per month. There may be fees for sending money and withdrawing or paying in cash. Both accounts come with the option to add on an overdraft.

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Zempler Bank Current accounts reviews (7824)

Zempler Bank (formerly Cashplus) is an excellent cho...

5
Zempler Bank (formerly Cashplus) is an excellent choice for both personal and business banking. It offers a user-friendly mobile app, quick and easy account setup, and efficient customer support. Reviewed on: 28th March 2025

Great customer service

5
I've been with this bank for many years and have never had a problem when I've had to contact with an enquiry. For instance, I received a new card and went into town but my card did not work in the shop. I phoned the telephone number on the back for customer service which answered within a few minutes and was told to use the card at a cash machine to enable it. I noticed a cash machine across the road and withdrew £5.00, went back to the shop and completed my purchase with no problems. All the while the very patient customer service assistant stayed on the telephone to make sure there were no further problems as I had to use the card to enable me to travel back home. So patient, and kind. Fantastic customer service. Reviewed on: 28th March 2025

With Zenpla it’s been all good ever since.

5
With Zenpla it’s been all good ever since.. …the customers Service is Epic Reviewed on: 28th March 2025

Had fraudulent transactions on account; customer ser...

5
Had fraudulent transactions on account; customer services were very helpful and sorted the issues quickly. Funds were refunded and replacement card sent through post within days. Reviewed on: 28th March 2025

Money transfers are quick and the account has been v...

5
Money transfers are quick and the account has been very useful Reviewed on: 28th March 2025

Have been with them for a number of years customer s...

5
Have been with them for a number of years customer service can be contacted easily and quickly and I am regularly updated with regards information on watching out for fraud Reviewed on: 28th March 2025

Zempler debt card is my 'Scam Guard' on line

5
Zempler debt card is my 'Scam Guard' to use when buying on line or out and about to avoid 'Skimming'. It lets me hold a small amount of money in a totally disconnected bank account to my main account so it is impossible to wipe out and empty my man bank. I think they should have called it >'Shield bank' Reviewed on: 28th March 2025

Better than high street banks

5
I have banked with Zempler for about 10 years when I couldn’t get a bank account true to bad credit rating they were fabulous and I wouldn’t change bank now of you have a problem it’s fixed super quick and efficiently Reviewed on: 28th March 2025

Still awaiting feedback from back office after techn...

2
Still awaiting feedback from back office after technical problems Reviewed on: 28th March 2025

Super service.

5
Super service. Very good. Recommended. Reviewed on: 28th March 2025

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