Smart Money People Logo

Zempler Bank : Current accounts reviews

4.85
Based on 7,824 reviews, last reviewed 24th Mar 2026
58400% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Zempler Bank Easy to navigate the app, fair overdraft fees and excellent customer support. Reviewed on: 24th March 2026
Lauren's avatar
Lauren

Latest lowest rating:

1

I was not very happy when I recieved an email to say... I was not very happy when I recieved an email to say my account was restricted just after 2 days of using it. No explanation of why. Reviewed on: 12th February 2026
LJ's avatar
LJ

About this product

Zempler Bank offer two personal current accounts – the Freedom account and the Activeplus account.

The Freedom account has no monthly fees and the Activeplus account is £5.95 per month. There may be fees for sending money and withdrawing or paying in cash. Both accounts come with the option to add on an overdraft.

Zempler Bank reviews help you find out what it’s really like to be a customer. If you’ve used Zempler before, you can also leave a review and share your experience.

Review Zempler Bank : Current accounts now

Help others make smarter decisions by sharing your own experience. Write a review

Zempler Bank Current accounts reviews (7824)

A mixed experience.

5
I have been a customer of Zempler Bank for a good while now and have had a generally positive experience with their current accounts. The service has been reliable. Overall, I would recommend Zempler Bank. Reviewed on: 15th March 2025

Stands out amongst Challenger banks

5
A good experience and as a challenger bank/fintech the technology is good and having a call centre a good USP. I recommended you recently to a friend who has set up a business account and said it was a painless experience compared to the High Street banks. Reviewed on: 15th March 2025

I’ve been with Zempler since they were cash plus and...

5
I’ve been with Zempler since they were cash plus and I’ve never had a problem with them, the app is very good easy to use and very clear. It’s good to have a bank that helps you seen all you need and very stream lined. Reviewed on: 15th March 2025

I just find it easy to use day today

5
I just find it easy to use day today Reviewed on: 14th March 2025

credit score booster

4
It helped me to raise my credit score and got me in the habit of paying a repeating bill Reviewed on: 14th March 2025

Very good bank!

5
Very good bank! Excellent service and good customer care. Would recommend Reviewed on: 14th March 2025

Excellent service

5
I found Zempler Bank easy to navigate through the app, you can do everything through online banking. Reviewed on: 14th March 2025

Money thieves

1
I have tried to open a business account with this bank and they opened an account without asking any questions and after I transferred some money to pay my solicitor to pay their invoice straight away they froze my account and started to asking questions, and hold my money and not paying back , they are money thieves and please don’t use this bank Reviewed on: 14th March 2025

Very professional

5
Very professional and easy to understand Reviewed on: 14th March 2025

I have never had a bad experience with Zempler.

5
I have never had a bad experience with Zempler. It is easy to use Reviewed on: 14th March 2025

Do you have a different Zempler Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zempler Bank ?

    View all products