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Zempler Bank : Current accounts reviews

4.85
Based on 7,823 reviews, last reviewed 17th Mar 2026
58300% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
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1%
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0%
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1%

Latest highest rating:

5

Ive been with zempler for years and never had a prob... Ive been with zempler for years and never had a problem tbh Reviewed on: 17th March 2026
Remiremi's avatar
Remiremi

Latest lowest rating:

1

I was not very happy when I recieved an email to say... I was not very happy when I recieved an email to say my account was restricted just after 2 days of using it. No explanation of why. Reviewed on: 12th February 2026
LJ's avatar
LJ

About this product

Zempler Bank offer two personal current accounts – the Freedom account and the Activeplus account.

The Freedom account has no monthly fees and the Activeplus account is £5.95 per month. There may be fees for sending money and withdrawing or paying in cash. Both accounts come with the option to add on an overdraft.

Zempler Bank reviews help you find out what it’s really like to be a customer. If you’ve used Zempler before, you can also leave a review and share your experience.

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Zempler Bank Current accounts reviews (7823)

Zempler offers a really smooth and reliable service.

5
Zempler offers a really smooth and reliable service. The app is easy to use, payments are quick, and everything feels well-designed and transparent. Customer support has been helpful when needed, and overall it’s been a stress-free experience. A solid option for managing finances efficiently. Reviewed on: 22nd January 2026

Great banking company, never had any issues.

5
Great banking company, never had any issues. Everyone speaks clear English and is polite and friendly. Reviewed on: 22nd January 2026

I opened a current account because I needed a bank...

5
I opened a current account because I needed a bank with a strong mobile app and transparent fees. Most of my interactions have been through online banking. Very user‑friendly app: The interface is clean, intuitive, and fast. I can check balances and make transfers in seconds Transparent fees: No surprises so far. The monthly account fee and ATM charges are clearly listed.Fast account setup: My identity was verified within 24 hours, and my card arrived in three days.It’s especially good for everyday banking and people who prefer managing their finances through an app. Reviewed on: 22nd January 2026

They’re brilliant.

5
They’re brilliant. I’ve had my Zempler account for over a year now and won’t look back. They truly look after their customers. Reviewed on: 22nd January 2026

Great customer service and reliable app

5
I first set up this account to keep my self-employed earnings separate from my current account and it has worked really well. The app is reliable, customer service is friendly and efficient and the statements are very clear. The small monthly fee is reasonable for the service provided and I might change to annual payment soon which makes it even more cost-effective. Thank you. Reviewed on: 22nd January 2026

Smooth banking every time I am using them a lot and...

5
Smooth banking every time I am using them a lot and I even have overdraft on my account Reviewed on: 22nd January 2026

Mostly great positive experience

5
My experience has been great, only complain is the fees such as transferring payments and for putting money in the account through post office, and also the fact they are not recognised with a lot of organisations. Reviewed on: 22nd January 2026

Zempler Bank is fantastic

5
Zempler Bank is fantastic, they offer fantastic help with the likes of Credit Builder, Euro & Us cards Banks transfers are easy with tight security checks Reviewed on: 22nd January 2026

Easy to use online app, quick and easy for transfers...

5
Easy to use online app, quick and easy for transfers, card is way to use and contactless, accepted everywhere I have needed to use it. Reviewed on: 22nd January 2026

For me it's a savings account and it's pretty good e...

5
For me it's a savings account and it's pretty good easy to use Reviewed on: 22nd January 2026

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