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Zempler Bank : Current accounts reviews

4.86
Based on 8,122 reviews, last reviewed 22nd Apr 2026
17% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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8%
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1%
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Latest highest rating:

5

I’ve had a really positive experience with this bank. I’ve had a really positive experience with this bank. The staff are always helpful and professional, and I’ve found their customer service to be quick... Read more Reviewed on: 22nd April 2026
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Latest lowest rating:

1

Terrible customer service Terrible customer service, had no idea how to actually handle a problem and made it my problem Reviewed on: 10th April 2026
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Dominic C

About this product

Zempler Bank offer two personal current accounts – the Freedom account and the Activeplus account.

The Freedom account has no monthly fees and the Activeplus account is £5.95 per month. There may be fees for sending money and withdrawing or paying in cash. Both accounts come with the option to add on an overdraft.

Zempler Bank reviews help you find out what it’s really like to be a customer. If you’ve used Zempler before, you can also leave a review and share your experience.

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Zempler Bank Current accounts reviews (8122)

Efficiently Effective

5
Very quick. Decisive and update customers expeditiously Reviewed on: 10th February 2022

Banking made simple

5
Simple to open an account, Simple to add money and Simple to use. Like all banks SHOULD be. Reviewed on: 10th February 2022

Excellent Customer Service, Best Security. User Friendly App.

5
Spoke with Customer service on Numerous occassions.. Firstly its been so quick to speak with them rather than waiting for ages. They've been amazingly helpful and I couldnt ask for more. The online Security is by far the best I've come across. Its vital and CashPlus has nailed it. Uset Friendly App is straight forward to use and clear. I love the fact that I dont have to go into a High Street Bank and wait for ages in Queues etc. I can pop into any Post Office and add funds where ever it maybe. Its more convenient and keeps the Post Offices in business too. ai can make calls on travels too. Resulting in me having more time to manage my day to day lifestyle. Overall I have recommended the banking to numerous people and surely the're happy too. Regards Reviewed on: 10th February 2022

Totally happy with my account

5
Always available to contact and helpful.Inform if not enough funds available to pay standing order or direct debit. Reviewed on: 10th February 2022

Top notch.

5
I have been with cashplus since 2011, at the time I had bad credit and was unable to get an standard account from the high Street bank, but cashplus accepted me with out hassle. The online service is easy to use and very secure from the desktop site the mobile app, I have also have to call customer service from time to time, with an easy understand verification process and the call stuff at very polite and very helpful. So for the 11 year i have held my account I have no issue what so ever and hope to continue using my account for all my main sources of income. And to all the cashplus team thank you very much keep up the good work. Reviewed on: 10th February 2022

All I have

5
Cashplus have been life savers, after hsbc cancelled my first bank account as a teen before I could pay bills or drive, Cashplus were my only option to manage my wages. I’m so loyal to this bank because of it and have thoroughly enjoyed my experience with them. This isn’t a bot talking or a paid review, I genuinely wouldn’t be able to work without them. Reviewed on: 10th February 2022

Fast and easy set up

5
No hassle easy to set up and very simple to use the app can do all the things you would expect from a bank best of all no credit checks Reviewed on: 10th February 2022

Better than Halifax

5
More convenient than other banks! So quick and easy, no problems what so ever, 10 stars for me x Reviewed on: 10th February 2022

Ridiculously easy to set up and use!

5
Love it! I had to change bank accounts recently, and decided to try this service as a stop gap until my new traditional bank account got up and running. But once the new card arrived and I began to navigate around the app, load cash onto the card, and use the debit card normally I could see the benefits of it far outweighed just temporary use. I decided to use this full time, and now do. I have only 2 critiques, which I'm sure will be addressed in due course. The first is I'd like to see a low funds warning via text (level to be determined by customer), and secondly most pay at pump petrol stations will not accept this card due to not being able to pre-authorise (even when you have over 3 figures in credit). But remembering the above, in every other respect this card and account performance brilliantly, and I'm super happy at the speed of deposits and money transfers to credit, as well as the easy functionality of the app. Well done Reviewed on: 10th February 2022

Very good bank

5
Safety for my savings. Very easy to use. Reviewed on: 10th February 2022

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