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Zempler Bank : Current accounts reviews

4.75
Based on 8,127 reviews, last reviewed 12th Jun 2026
52% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

I am happy that why I stay with Zempler thanks... I am happy that why I stay with Zempler thanks Reviewed on: 5th May 2026
Lo Mohamadou lamine 's avatar
Lo Mohamadou lamine

Latest lowest rating:

1

So annoyed with this bank they blocked my account go... So annoyed with this bank they blocked my account got 2 weeks and only just unblocked it this 3 days ago they've now randomly restricted my account ag... Read more Reviewed on: 12th June 2026
skye p's avatar
skye p

About this product

Zempler Bank offer two personal current accounts – the Freedom account and the Activeplus account.

The Freedom account has no monthly fees and the Activeplus account is £5.95 per month. There may be fees for sending money and withdrawing or paying in cash. Both accounts come with the option to add on an overdraft.

Zempler Bank reviews help you find out what it’s really like to be a customer. If you’ve used Zempler before, you can also leave a review and share your experience.

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Zempler Bank Current accounts reviews (8127)

All I have

5
Cashplus have been life savers, after hsbc cancelled my first bank account as a teen before I could pay bills or drive, Cashplus were my only option to manage my wages. I’m so loyal to this bank because of it and have thoroughly enjoyed my experience with them. This isn’t a bot talking or a paid review, I genuinely wouldn’t be able to work without them. Reviewed on: 10th February 2022

Fast and easy set up

5
No hassle easy to set up and very simple to use the app can do all the things you would expect from a bank best of all no credit checks Reviewed on: 10th February 2022

Better than Halifax

5
More convenient than other banks! So quick and easy, no problems what so ever, 10 stars for me x Reviewed on: 10th February 2022

Ridiculously easy to set up and use!

5
Love it! I had to change bank accounts recently, and decided to try this service as a stop gap until my new traditional bank account got up and running. But once the new card arrived and I began to navigate around the app, load cash onto the card, and use the debit card normally I could see the benefits of it far outweighed just temporary use. I decided to use this full time, and now do. I have only 2 critiques, which I'm sure will be addressed in due course. The first is I'd like to see a low funds warning via text (level to be determined by customer), and secondly most pay at pump petrol stations will not accept this card due to not being able to pre-authorise (even when you have over 3 figures in credit). But remembering the above, in every other respect this card and account performance brilliantly, and I'm super happy at the speed of deposits and money transfers to credit, as well as the easy functionality of the app. Well done Reviewed on: 10th February 2022

Very good bank

5
Safety for my savings. Very easy to use. Reviewed on: 10th February 2022

Carlisle Express Landlord Business ownership

5
This bank is great for future references buliding relationships with other financial institutions. Reviewed on: 10th February 2022

Expensive

2
Charge for cash withdrawal and a monthly fee. Not good Reviewed on: 10th February 2022

Excellent

5
Ace safe and also building credit is great idea Reviewed on: 10th February 2022

Very good and easy to use

5
Account very easy to use via app, very good experience so can recommend in 100% Reviewed on: 10th February 2022

Easy to use

5
Easy to use bank account where you can also receive cards to use abroad so you aren't having to face charges for withdrawals when using ordinary bank card Reviewed on: 10th February 2022

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