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Zempler Bank : Credit card reviews

4.88
Based on 5,017 reviews, last reviewed 24th Jan 2026
58500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

4

It was easy to apply and I have never had... It was easy to apply and I have never had an issue Reviewed on: 24th January 2026
Sorrelle's avatar
Sorrelle

Latest lowest rating:

1

Raised a charge back in July 2025 over phone not don... Raised a charge back in July 2025 over phone not done properly by agent repeated twice before submitting and still waiting January 22 2026 unresolved.... Read more Reviewed on: 23rd January 2026
James 's avatar
James

About this product

A Zempler credit card is available if you have a personal income of over £15,000 or more.

There’s no annual or monthly fee, flexible repayment options and a credit limit review within the first six months.

Zempler credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zempler Bank before, you can also leave a review and share your experience.

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Zempler Bank Credit card reviews (5017)

Zempler bank

5
Very helpful and do what they can to help Reviewed on: 22nd January 2026

Easy manageable limits easy to use app

5
Easy manageable limits easy to use app Reviewed on: 22nd January 2026

Good customer service over the phone.

5
Good customer service over the phone. The problem with my account was remedied despite there being a number of issues Reviewed on: 22nd January 2026

Excellent service and excellent reliable.

5
Excellent service and excellent reliable. Reviewed on: 22nd January 2026

Does what i want

4
Does what i want all the time. Since day one. Reviewed on: 22nd January 2026

Very straight forward, easy to use app

4
Very straight forward, easy to use app Reviewed on: 22nd January 2026

Good card when travelling

5
I use the card when I’m travelling and I like the fact that the conversion rate is the Visa daily rate with no extra charges. The card needs the PIN entered every three or four purchases which adds an extra layer of security. Some might find it annoying but I’m of the opinion that it adds to my overall feeling that if I lose the card it won’t work for long even if O don’t notice. Reviewed on: 22nd January 2026

Good service

4
I've had good service with them for many years Reviewed on: 22nd January 2026

All the years I’ve been with Zempler,I’ve never had...

5
All the years I’ve been with Zempler,I’ve never had any problems & always happy to help & the app is easy to use Reviewed on: 22nd January 2026

Excellent customer service .

5
Excellent customer service . Highly recommend . Reviewed on: 22nd January 2026

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